Repossession

The finance institution will decide if the new co-signer qualifies or not.

No, Cuba does have a few social programs that eat up funding, such as free health care and education.

YES! They took my friends car ans they can take you to court.

Yes, but typically the loan "originator" remains responsible unless the actual loan is transfered to the new purchaser. Letting someone "take over payments" on your loan is a very bad idea. If there should be an accident, the title is still in the sellers name and they remain ultimately responsible. I have had parents pay cash for a car for their kids and place themselves as the lienholder. Legally they can't be sued if there is an accident and the kids can't sell the car without the parents signing over the title.

Buy one.

u can either take the muffler off the cat or enclose the cat in a 6 inch box, other wise u can fuse 2 cats together although it costs a bomb 2 do. try cleaning the cat with some bicarb and a bottle brush. this should give it that extra sound cos there's no dirt to absorb the sound and if you want you could take off the exhaust pipe to make it insanely loud or use a hot dog exhaust to make it louder

You need to make those arrangements with whomever "financed" the car for you. If you got dealer financing, then yes ... if not, then dropping it off at the dealer will do you no good and is considered "vehicle abandonment".

There is a good chance that whatever monies you have paid will NOT be returned, as you did get the use of the vehicle for a certain period of time. There could also be a "cancellation fee" as part of the original financing contract. Read all the fine print.

The other caveat that may come into play here is vehicle value. If you bought the car brand new, and now are returning it because of inability to make the payments, you might be "upside down" in car value compared to what is owed ... in other words, what you still owe on the car may be more than the cars current value, as now it is a "used" car and subject to the fair "trade in" value at the dealer. It may be that any difference between what is owed and the current car value may still have to be paid when you relinquish the car. For example, say the car current value is $5,000 and your loan is for $7,000 (as it was at the origination of the loan), you may have to make up the difference ($2,000) in order to just "get rid" of the car. You may be better off keeping it for a few years and doing whatever is necessary (2nd, 3rd jobs for instance) to make the payments every month. A car is the worst investment anybody can make ... when new, the depreciation is very drastic, sometimes dropping a third in value just driving it off the new car lot and once around the block, as now it is no longer "new" but now "used".

It will be in three places. The easiest one is located on the drivers door frame one you open the door my the door latch. the other one it at the bottom of your windshield in front of the driver ( its a little hard to read but its guaranteed to be there)

Explain it in the sense of telling someone at their front door what you are doing or explain it in the sense of what causes it and is it legal and why can it be done?

i put up posters to show people that i was avalible but onli in that area me and ma mates also put filers tho peoples doors try that:)

Trading in a car does not affect your credit unless you sign a new car loan and get a new car. This may negatively or positively effect your credit.

You should charge a person right away and not wait. However, you have around three months for the charges to still be viable.

Start by contacting them in person and then write them a letter and call the Better Business Bureau in your area. You can also file a complaint with the Illinois Attorney General Consumer Fraud Bureau. If that does not resolve the issue you can take them to small claims court.

if you stop payment because the funds are not available then yes it is.

Yes. When you finance or lease a vehicle, your creditor holds important rights on the vehicle until you've made the last loan payment or fully paid off your lease obligation. These rights are established by the signed contract and by state law. If your payments are late or you default on your contract in any way, your creditor may have the right to repossess your car. Talking with Your Creditor

It is easier to try to prevent a vehicle repossession from taking place than to dispute it afterward. Contact your creditor when you realize you'll be late with a payment. Many creditors will work with you if they believe you'll be able to pay soon, even if slightly late. Sometimes you may be able to negotiate a delay in your payment or a revised schedule of payments. If you reach an agreement to modify your original contract, get it in writing to avoid questions later. Still, your creditor may refuse to accept late payments or make other changes in your contract and may demand that you return the car. By voluntarily agreeing to a repossession, you may reduce your creditor's expenses, which you would be responsible for paying. Remember that even if you return the car voluntarily, you're responsible for paying any deficiency on your credit or lease contract, and your creditor still may report the late payments and/or repossession on your credit report. Seizing the Car

In many states, your creditor has legal authority to seize your vehicle as soon as you default on your loan or lease. Because state laws differ, read your contract to find out what constitutes a "default." In most states, failing to make a payment on time or to meet your other contractual responsibilities are considered defaults. In some states, creditors are allowed on your property to seize your car without letting you know in advance. But creditors aren't usually allowed to "breach the peace" in connection with repossession. In some states, removing your car from a closed garage without your permission may constitute a breach of the peace. Creditors who breach the peace in seizing your car may have to pay you if they harm you or your property. A creditor usually can't keep or sell any personal property found inside. State laws also may require your creditor to use reasonable care to prevent others from removing your property from the repossessed car. If you find that your creditor can't account for articles left in your car, talk to an attorney about whether your state offers a right to compensation. Selling the Car

Once your creditor has repossessed your car, they may decide to sell it in either a public or private sale. In some states, your creditor must let you know what will happen to the car. For example, if a creditor chooses to sell the car at public auction, state law may require that the creditor tells you the date of the sale so that you can attend and participate in the bidding. If the vehicle is to be sold privately, you may have a right to know the date it will be sold. In either of these circumstances, you may be entitled to buy back the vehicle by paying the full amount you owe, plus any expenses connected with its repossession (such as storage and preparation for sale). In some states, the law allows you to reinstate your contract by paying the amount you owe, as well as repossession and related expenses (such as attorney fees). If you reclaim your car, you must make your payments on time and meet the terms of your reinstated or renegotiated contract to avoid another repossession. The creditor must sell a repossessed car in a "commercially reasonable manner" - according to standard custom in a particular business or an established market. The sale price might not be the highest possible price - or even what you may consider a good price. But a sale price far below fair market value may indicate that the sale was not commercially reasonable. Paying the Deficiency

A deficiency is any amount you still owe on your contract after your creditor sells the vehicle and applies the amount received to your unpaid obligation. For example, if you owe $2,500 on the car and your creditor sells the car for $1,500, the deficiency is $1,000 plus any other fees you owe under the contract, such as those related to the repossession and early termination of your lease or early payoff of your financing. In most states, a creditor who has followed the proper procedures for repossession and sale is allowed to sue you for a deficiency judgment to collect the remaining amount owed on your credit or lease contract. Depending on your state's law and other factors, if you are sued for a deficiency judgment, you should be notified of the date of the court hearing. This may be your only opportunity to present any legal defense. If your creditor breached the peace when seizing the vehicle or failed to sell the car in a commercially reasonable manner, you may have a legal defense against a deficiency judgment. An attorney will be able to tell you whether you have grounds to contest a deficiency judgment. Remember this repossession will stay on your credit for 7 years.

the Mercedes-Benz CLK-GTR is the most expensive at almost 3 million bucks.

The BK trustee usually waits until two payments have been missed and then files a Motion To Dismiss. There will be a time specified (usually 30 days) in which missed payments can be made up in FULL. If the amount owed is not presented before the time expires the 13 will be dismissed without further notice. If the filing is less than 60 months the trustee might agree to meet with the party involved to discuss possible modification of the BK plan.

Probably a bad key switch.

Legally, if the Title is in your name, Yes you can. Morally, eehhh.... You could ignite some unwanted feelings. This also depends on some details of the situation:
-- How long have you had it
-- What is it's worth
-- Why are you selling it ?
-- --> To buy a better car : Probably Ok.
-- --> Because you don't need it anymore : Probably should ask.
-- --> You just want the cash : Bad idea. You know your parents better than us, so use your judgement, make your choice, defend your choice accordingly. Again, if your name is on the Title, it belongs to you. -Javman01

It is not necessarily surrendering monies as it is being placed on a very disciplined payment plan to repay the debts you have incurred over the years. Chapter 13 bankruptcy is a structured repayment plan, and involves a debtor paying off as much of his or her debt as possible over a 3-5 year period. An individual's debts are not discharged under Chapter 13 bankruptcy, but rather, the individual may lower his debt payments to affordable levels. He will then have a certain period of time to pay off his debt. The plan for getting out of debt is formalized and approved by the bankruptcy court.

You can find it with the help of a good Real estate, according to your need and budget. The real estate company has more knowledge about homes and their rate, they will find the best home for you in a very less time and give you many options. You can find many good homes for sale in Mobile Al.

Adair means the best surname in the old :D And everyone who has that surname is very special and is blessed by god !!

I have a History of the 701st Tank Battalion, including where they were & who they were attached to. Richard V. Horrell WW 2 Connections.com

In most if not all states, The REGESTERED owner is liable for all costs incurred. If the tow bill is 500 dollars and the car sells for 100 reg owner will owe the 400 balance. IF the bill is 500 and the car sells for 900 the 400 over the bill is returned to reg owner. IF there is a legal owner that is differant from the reg owner and a balance is due, the reg owner is still liable to pay off the car. The Legal owner can also redeem the car and charge the reg owner for it if they want to. In Wash St and some others, the reg owners drivers license can be suspended until all the past balance 400 PLUS any other costs they may come up for collection attempts has been paid.

An order to repossess. When you finance or lease a vehicle, your creditor holds important rights on the vehicle until you've made the last loan payment or fully paid off your lease obligation. These rights are established by the signed contract and by state law. If your payments are late or you default on your contract in any way, your creditor may have the right to repossess your car. Talking with Your Creditor

It is easier to try to prevent a vehicle repossession from taking place than to dispute it afterward. Contact your creditor when you realize you'll be late with a payment. Many creditors will work with you if they believe you'll be able to pay soon, even if slightly late. Sometimes you may be able to negotiate a delay in your payment or a revised schedule of payments. If you reach an agreement to modify your original contract, get it in writing to avoid questions later. Still, your creditor may refuse to accept late payments or make other changes in your contract and may demand that you return the car. By voluntarily agreeing to a repossession, you may reduce your creditor's expenses, which you would be responsible for paying. Remember that even if you return the car voluntarily, you're responsible for paying any deficiency on your credit or lease contract, and your creditor still may report the late payments and/or repossession on your credit report. Seizing the Car

In many states, your creditor has legal authority to seize your vehicle as soon as you default on your loan or lease. Because state laws differ, read your contract to find out what constitutes a "default." In most states, failing to make a payment on time or to meet your other contractual responsibilities are considered defaults. In some states, creditors are allowed on your property to seize your car without letting you know in advance. But creditors aren't usually allowed to "breach the peace" in connection with repossession. In some states, removing your car from a closed garage without your permission may constitute a breach of the peace. Creditors who breach the peace in seizing your car may have to pay you if they harm you or your property. A creditor usually can't keep or sell any personal property found inside. State laws also may require your creditor to use reasonable care to prevent others from removing your property from the repossessed car. If you find that your creditor can't account for articles left in your car, talk to an attorney about whether your state offers a right to compensation. Selling the Car

Once your creditor has repossessed your car, they may decide to sell it in either a public or private sale. In some states, your creditor must let you know what will happen to the car. For example, if a creditor chooses to sell the car at public auction, state law may require that the creditor tells you the date of the sale so that you can attend and participate in the bidding. If the vehicle is to be sold privately, you may have a right to know the date it will be sold. In either of these circumstances, you may be entitled to buy back the vehicle by paying the full amount you owe, plus any expenses connected with its repossession (such as storage and preparation for sale). In some states, the law allows you to reinstate your contract by paying the amount you owe, as well as repossession and related expenses (such as attorney fees). If you reclaim your car, you must make your payments on time and meet the terms of your reinstated or renegotiated contract to avoid another repossession. The creditor must sell a repossessed car in a "commercially reasonable manner" - according to standard custom in a particular business or an established market. The sale price might not be the highest possible price - or even what you may consider a good price. But a sale price far below fair market value may indicate that the sale was not commercially reasonable. Paying the Deficiency

A deficiency is any amount you still owe on your contract after your creditor sells the vehicle and applies the amount received to your unpaid obligation. For example, if you owe $2,500 on the car and your creditor sells the car for $1,500, the deficiency is $1,000 plus any other fees you owe under the contract, such as those related to the repossession and early termination of your lease or early payoff of your financing. In most states, a creditor who has followed the proper procedures for repossession and sale is allowed to sue you for a deficiency judgment to collect the remaining amount owed on your credit or lease contract. Depending on your state's law and other factors, if you are sued for a deficiency judgment, you should be notified of the date of the court hearing. This may be your only opportunity to present any legal defense. If your creditor breached the peace when seizing the vehicle or failed to sell the car in a commercially reasonable manner, you may have a legal defense against a deficiency judgment. An attorney will be able to tell you whether you have grounds to contest a deficiency judgment.