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Repossession

Seizure of property bought on credit for which loan payments are not being received. Please note that when asking a car repossession question, it is often useful to include the state that you live in. This will enable people to give you better answers.

11,694 Questions

If you have no money and a very low income job how do you pay for a car that was towed and still pay for the car payments on a car you can't drive?

Me, I started to ask you how you managed to buy a car, but that's not relative now. I would think it will be extremely hard to accomplish. Good Luck

It is not uncommon for people to be able to finance and afford a car when they sign a contract, and later to experience sudden unemployment, underemployment, or other financial difficulties which make it impossible for them to fullfill their obligations.

The creditor will usually sell the car and charge you with whatever the difference is between what the car sells for and what you agreed to pay.

Often, this can be paid off over time, and the payments will not usually be as much as the initial payments on the loan were.

If you are able to, work out a payment plan with the creditor, letting them know you are willing to pay as much as you can until the balance is paid off.

If they refuse to negotiate and sue you for the balance remaining after they sell it, you will have the chance to present your case in court. You might be able to work out arrangements you can afford, if you provide proof to the court of your low income and evidence that you tried to work out affordable payments with the creditor, and they refused.

Good luck. You are not alone.

Good response.The best thing would be is to file bankruptcy and have the loan discharged.

Yes, hindsight is 20/20. We don't know what will happen a few years from now, or even tomorrow. We buy a car one day that we can afford and a few years later we become sick and/or lose our job and cannot make the payments. The lenders are not willing to work with you. What choice do you have?

Can the court order you to surrender your vehicle?

An order of replevin will force you to turn over the vehicle or face charges of contempt of court.

If you did not make your first monthly payment to the bankruptcy trustee what will happen?

In some cases the trustee will allow a thirty day grace period for the missed payment. Pertaining to a first installment immediate action to dismiss the 13 might be taken. It is for the most part at the discretion of the bankruptcy trustee, missing any payment is reason for dismissal with prejudice.

Can one who cant leave a county in Florida have one pick up a car for him in another fl county if its in his name only and the friend in the other county wont give it back?

If I am not mistakened, that car is legal properity of yours and the other person should return it to you immidiately, or else you could put a lawsuit on him/her for not returning your personal possesion, because legalily, you can't leave the county.

What is a moot judgment?

Under the U.S. Constitution and the constitutions of many states, courts are only entitled to hear live cases and controversies. To be a live case or controversy, the litigants must be in dispute over something. A moot case is one where the litigants were disputing something when the case was filed, but later on, the dispute was rectified outside of court. For example, if a plaintiff sues a defendant seeking to enjoin construction of a building, the case would be mooted if the defendant abandoned its plans to construct that building after the lawsuit was filed.

How do you get my car out of impound?

pay your bill (or your tickets) and have proof of insurance and ownership.

Added: If the vehicle was impounded as evidence, or as the 'fruits of crime,' you will have to get a court order.

What do you do with your paycheck?

You will need to take your paycheck to a bank in which you have an account, or to a check cashing place in which you have an account. Once there (not before) sign the back of the check (called an endorsement) and present it to one of the tellers with a completed deposit slip. The slip can be found at one of the workstations within the bank.

Keep in mind, once at the bank you are more than welcome to speak with any of the customer service agents and they can help you complete your transaction.

What happens if you don't go to court after you are served on a car repo?

More than likely the court will approve judgment papers to the lender. The judgment will show on your credit report making it hard for you to get credit later. Also if you own a house, and try to sell it later, this judgment will get settled or paid at the closing. Not to mention that if you have a job, they can send a wage assignment to your work, so you will be paying thru your paycheck. (And it may not be a pretty sight--what you will actually net when the money is taken out.)The judgment will have to be paid sooner or later.

Best you go to court now and plead your case.

Get an attorney, if you don't, make sure you have all your paper work when you go. Any legal papers, any letters, cancelled checks or money order receipts, any scrap of paper that will help you convince a judge that you had good reason not to pay or they had no good reason to repo in other words you made the payments but they repoed anyway.Good Luck

What was the penny auction during the Great Depression?

The Penny Auctions during the Great Depression were where farmers got together, preformed satanic rituals, and then got really drunk. After several drinks, they barfed into a barrel, then mixed it with their alcohol-saturated piss. They would sell cups of it for a penny each.

Marrying an illegal fake id is it void?

Yes, absolutely. Marriage is a legal contract, everywhere in the world. A marriage with someone who legally does not exist or cannot get married is void. What you must know is how to get its (legal) annulment. Call a lawyer and do it quickly.

What importance does Bremen Germany have on freight forwarding?

Bremen is Germany's second or third busiest port (after Hamburg and, if one counts 'inland' ports, Duisburg). It is on the River Weser.

Can an officer drag a passenger out of a car and arrest him if he has done nothing wrong but ask why before getting out and do you have to get out?

Did the officer tell you a couple to several times to get out of the car? If so and you did not, that is why he drug you out of the car. Also, all police vehicles should be equiped with cameras mounted on the dash board that records everything that happend. Good luck and God Bless:)

What are the laws about process servers harassing you?

Process servers are tasked with delivering legal documents to a person personally. There is no law against them following people or lying in wait for them to make the delivery. However, they may not physically assault people in this process.

Do you have to let them repo your car?

You have to read your contract to find that out. You can offer to catch up the payments and keep on trucking - if they will let you do that. I once bought a car from a supposed friend and a repo man show up at my door a year later to repo the car because my friend had a loan on it and hadn't paid. I wouldn't let them have it. The repo people got the Sheriff to come out and get it anyway. I got srowd by my ex friend Jerry G.

What is the average yearly wage for an Australian?

The average wage is $ 50,000 p/a, the median would be more like $30,000 - $ 40,000 p/a. The minimum wage for an Australian worker is $12.95 p/h for a full time worker.

Explain priority to the right?

If you're talking about when two cars approach a stop sign at the same time, it means that the car to the right has right of way.

Can a repossession agent enter US government property to recover a vehicle?

Since it is a US Federal Government, you treat like as if it is a military base. The repo guy can not be on the property. It is considered as trespassing. They can not sneak inside there and they can not try to gain access to the property. They repo guy have to get permission to be on government property. * True, the repossession agent needs permission to enter a military base. That, however, is very easy to come by through the AG office. Repossession agents are well aware of what is necessary and will show up with the required documents to recover the vehicle. The only government land that a repossession agent can not gain access to without a court order and permission from the Tribal Council would be a Native American Reservation. * And adding - really just a call or two to the base office is all that is needed to not only get permission, but frequently their help in assuring recovery. And that anyone on the base has gotten that involved in something, if not nefarious at least problematic/attention getting, making them suseptible to blackmail, can mean the problems won't end at losing the vehicle!

Can Philadelphia Parking Authority Officer issue a ticket for vehicle inspection on a parked vehicle?

We got six of them for this each day, so far, for six days. We need to get a battery so we can't move it until we get to the store. The car had beeb parkes there for over a year with no problems.

Why do auto repair companies ask for the VIN number?

The VIN number (Vehicle Identification Number) tells the company exactly which options your car has, like engine size, transmission type, trim package, heavy duty cooling or not etc.

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