Loans

The advertised lease price is usually only for well qualified buyers. Check the fine print out. Well qualified usually means those with great-excellent credit ratings. The best person to answer this question would be the dealer that is advertising the car. They can give you more information about how much you would get for your trade in and how it would affect your payments.

TRUE!

Go see a lawyer. You don't want to get legal advise off an internet site because it isn't certfied information by the state bar, which lawyers are upheld to.

According to the lectlaw.com page linked to the right: "NORTH CAROLINA, the legal interest rate and the general usury limit is 8%. However, there is a provision for a variable rate, which is 16% or the T-Bill rate for non-competitive T-Bills. Above $ 25,000 there is no express limit. However, the law providing for 8% is still on the books - be careful and see a lawyer!"

No.

Excel certainly helps...you'll find a number of options, including several for calculating payments using "formulas" (the Fx features) that may get you there...even an amortization one. So presuming you know interest rate, principal and time variables (like payment at start or end of period, how long a term, etc) - and - this is even more important - they are defined the same by the lender simularly to how the function thinks - you can calculate it and should really be pretty close. Pen and paper would rely on reference tables/charts for giving a payment amount per 100 (or thousand) dollars at a number of rates (hopefully one is the right one) and over specified terms. Available at most any lender, charts are common in most newspapers for at least the ranges they are dealing with commonly. Of course any unusual aspect to the loan your calculating....variable rates, fixed payments, early payoffs, etc., complicates it more so.

No, it has a lien on it. You cannot sell it without permission from the lender.

Most likely, no.

For colleges and universities that operate on a semester system, you must carry at least six credits (typically two courses) to be deferred from a guaranteed student loan.

The portion of payments due in the current period (1 yr) are considered the current portion of long term debt; the remainder would be considered long term debt, though this is difficult to justify, given that auto loans are consumer debt - that is debt that is not tax deductable. The portion of payments due in the current period (1 yr) are considered the current portion of long term debt; the remainder would be considered long term debt, though this is difficult to justify, given that auto loans are consumer debt - that is debt that is not tax deductable.

Yes.

In C-13 not without trustee approval. And in any filing...while maybe not against the rules...it is impossible to find a lender (and will be for some time), and really...considering your past experiences with not paying what you owe...and now having escaped debt...something you shouldn't need to do. Pat of BK is adjusting to live within your means

Actually in regards to your question...If you go to Kelly Blue Book. com....or KBB.com.... its very helpful... It not only gives you a complete list of cars in your area, but what they are worth. Also it says how much your payment will be if you put down so much, and etc. its very helpful i would try that if i were you!

Depends on which school, and if you get grants or scholarships as well, ballpark...medical students average $100,000 debt after leaving medical school.

yes

You can apply at any financial institution that you choose to ask them if they will loan you any amount using your gross income for this purpose.

The PMT function.

That depends on your credit worthiness. If you are working, pay your bills and have a good FICO, you should be able to obtain a loan. Words to the wise: don't get a better car that you can't pay off if 4 years, or a school loan for more than you would earn in a year at that job.

Cant. Cars dealers want at least the last two month of paystubs from the last two years of the same type of work, not necessarily the same place. If you were a painter in one place for a year and went to work as a painter somewhere else that would be ok. If you were a painter one year and then went to be a roofer that wouldnt. As long as they can see stable income then you can get a loan. There are places out there that would give a loan with a good trade in and down payment if you can show money in the bank but the rate would be high and if you default your credit will be messed up.

It is very difficult to get car loan when you are unemployed because if you are unemployed your credit history is also bad but you can contact some good car lenders who guide you about this matter.

Good Luck...!

It is paid to the estate of that person and is used to pay his unpaid debts or given to his heirs.

Go to FAFSA and create an account and they will guide you through much. Also, look to your individual state for student loans, most states offer loans to students who did good in school. Asking your child's school counselor is a great way to find out about loans and also scholarships that may be applied to your child.

If you car is finance, there is a lien against it by the bank or loan company. This Lien will have to be removed, which means that the balance owed on the vehicle has to be paid in full in order to get a clear title to sell the car.

You are "upside-down" on your car loan ... where you owe more than it is worth or can be sold for. You need the permission of the loan company to sell the car ... you can't sell it without the title, and the company that holds the title (aka pink slip) also holds the note for the loan that you are paying back monthly. You will need to pay the balance of the loan regardless of what price you could sell it for. In this case, you will be handing over a large sum of money just to sell the car ... best thing to do is just keep it.

Lending companies offer their best deals to customers with exemplary credit history and credit score. Obviously, customers with imperfect credit history or poor credit score are going to have limited options. Lenders who offer loans to borrowers with bad credit generally will charge higher interest rates to make up for the risk, but this does not mean you should settle with an unfair deal.

By doing your research, you should be able to find a home equity loan lender that offers reasonable repayment terms. The important thing is to not make drastic decisions or uniformed choices; you must take the time to evaluate the terms and conditions before comparing one deal from another. (BadCreditResources.com)

This place is a SCAM please don't do business with these people they took everything that i have.