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Repossession
Seizure of property bought on credit for which loan payments are not being received. Please note that when asking a car repossession question, it is often useful to include the state that you live in. This will enable people to give you better answers.
11,694 Questions
ask the DMV
Yes. The repossession fee is like a tow bill. They did pick up the vehicle. The storage fee is the time it takes to get the vehicle off of their lot. Each day adds another day of storage fees.
What happens when Bail bondsmen does not return money owed to client?
Good luck, bail bonds companies can be shady, i know i work in the bail industry.
If you live in California file a complaint with the department of insurance.
If you do not, find out who regulates the bail bonds in your state and file a grievance.
your best bet for results.
Remember the bail bondsman usually has all your personal info. You screw him and
what do you think he's going to do with your social security number, address, phone number...you get the idea.
To put the public on notice that a specific party has an interest or that there is some other event effecting the chain of title.
How do you stop lien sale of car?
Offer to pay the loan in full. However, if it has reached the point of the sale you have probably waited too long.
This depends on where you are.
If you are in an area where it is illegal to hide the vehicle from the finance company you will get arrested, the vehicle will be impounded and the finance company notified.
Added: If you have been concealing the vehicle from the creditor and at the same time not beein making payments, the creditor may well have filed a stolen vehicle report with the police.
You have wrongfully deprived the creditor of their property (i.e.: THEY own it - not you). If the vehicle turns up in the police records as stolen they will not only confiscate the vehicle - you could be facing criminal charges as well.
How do you make a phone that's reported stolen not be on the lost or stolen list?
All your have to do is take out the simms card and memory card and get new ones
I had to do that because i thought it had gotten stolen so i reported it and then i found it and thats what i did
What are my rights if a commercial vehicle is illegally repossessed?
Well, first, you'd have to explain how the repossession was illegal. There really isn't any such thing as "illegal repossession"... repossession is a legal process by which a lien holder can recovery property which does belong to them in response to a delinquency of payment or violation of the contract.
A vehicle which has no grounds for repossession but was taken was not repossessed - that's theft, plain and simple, and if that's the case, then you'd file a police report, an investigation would commence, arrests would be made, and you'd either recover your vehicle or get an insurance payment if the vehicle was unrecoverable. I'm guessing that's not the case, since you're asking this question here.
State laws on time which a delinquency must continue for before seizure of assets can be made varies by state... if this law was violated, then you're going to have to lawyer up and take the legal route against the lienholder (the repossessor is not liable in this instance, as they are contractors following the instructions of the lien holder).
A criminal act on the part of the repossession agency has occurred if...
- A locked gate is breached in the course of the repossession.
- A secured building is unlawfully entered in the course of the repossession.
- A vehicle other than the one being repossessed was entered without permission during the course of the repossession
- Property damage occurs during the course of the repossession.
- In the case of a commercial vehicle, a cargo payload is taken with the vehicle.
- A trailer attached to the repossessed vehicle which itself is not up for repossession is taken with the vehicle.
In those instances, a police report needs to be filed. However, if the repossession itself is legit, that still won't get you the vehicle back.
Can I have a car towed from private property in Colorado?
You can have A car towed from your property in any state. But, Lets get real on this, Is it simply broken down and only been there for A few hours?, ALL cars break down, Do you want your car towed because of A defective part and you have A wrecker on the way?
Yes you can with the help of your attorney.
What if they sell you a car that's been recalled?
I would call consumer protection. Your state has an agency to handle dealership complains. File one.
== == YES, I don't remember what VA Bch is but I know they have a limit. This would be covered by the "mechanic's leins act " or a similar type state regulation that sets out the amounts that can be charged for vehicle storage. If you don't pay for the repairs and the storage costs, eventually the garage can auction off the car to get their money back. When you authorize the repairs to be done, on your car, you are entering into a "service contract " to pay for the repairs , or lose the car if you don't pay up when the repair work is completed.
What if your motorcycle was stolen a police report filed and then repo man shows up?
Make a copy of the police report for the nice repoman. he can then double check the report and give the info to the lender. That was smart of you to file the report.
Can they repo a leased car 2 months before the end of the contract with payment schedule in place?
READ your lease. The lender can repo as long as you are in DEFAULT. As long as there is money owed on a contract, the collateral can be repossessed IF the contract is in default. Subject to some state guidelines.
I dont see it but call a local attorney for a LEGAL opinion. I have never heard of FL. having a 'right to Cure" law. I am NOT an attorney.
Title XXXIX COMMERCIAL RELATIONS Chapter 679 UNIFORM COMMERCIAL CODE: SECURED TRANSACTIONS View Entire Chapter http://www.flsenate.gov/Statutes/index.cfm?App_mode=Display_Statute&Search_String=&URL=Ch0679/SEC610.HTM&Title=->2003->Ch0679->Section%20610#0679.610 679.610 Disposition of collateral after default.--
(1) After default, a secured party may sell, lease, license, or otherwise dispose of any or all of the collateral in its present condition or following any commercially reasonable preparation or processing.
Thats an excellant question to ask your B/K attorney. maybe if you REAFFIRM the debt, you can get it back. MERRY CHRISTMAS
Again, can you PROVE they were NOT at your relatives home when they called?? IF so, call a local attorney ASAP for state/case specific legal advice. No it is not legal and that very well may be a federal crime.You need to sue the bank not the repo you can sue under the Fair Credit law .If you ask them to stop calling you they must.The above poster is wrong he is a repo guy who defends repo morons no matter what they do!
VERY good question. Very realistic. How much intestinal fortitude do you have?? The odds get MUCH worse after you give it all up. To be honest, not very many ever get back up after that happens. Life gets much simpler then. Where do I eat today? Where do I sleep tonite? Your appearance goes downhill fast. Some folks learn to pray more, some take other routes. You still have choices to make. Just fewer and more vital that you make the right one the first time. please do....... My suggestion is to hang onto the car as long as you can my friend....you are not a criminal and the police will not get involved. If you live in the car they will have a harder time repoing it.....good luck my friend next time do not finance buy outright it actually cheaper in the long run. Sound advice so far, but consider something. If the repo agent is hungry enough, he will get the vehicle. It is inevitable. If he doesn't the next repo agent will. And, then where will you be? Ignoring the problem will not make it go away.
Can a towing company reposses your car from inside your garage in your home in Austin Texas?
No, they cannot enter and/or remove a from a garage regardless if it is locked or not. If this occurs or has occurred, local law enforcement should be notified and the involved party might wish to seek the advice of an attorney to explore the possibility of recovery of damages and property litigation.
Why are you asked to sit in the back of a police car when stopped?
Generally speaking, it's for the safety of the officer while he or she is checking your record or driver's license. If you are in the back of car, you are usually locked in.
Can you ge in trouble for hiding your car until you get caught up on your payments in Indiana?
You're better off trying to work something out with the finance company. See, the thing of it is, it's not actually your car - it's the lienholders, and you entered a legal binding contract in which ownership of the car will be transferred to you once the lienholder's requirements are satisfied. Yes, they have every legal right to take that car back when you become delinquent on your payments, and you are preventing them from taking back property which is legally theirs. Yes, there can be legal and civil repercussions for that.The good news is that the lienholder would rather get the money than take the car back, but it's on you to contact them and work something out.
Can a car be repo in hospital in Detroit MI?
The car can be repossessed at any point where the recovery agents have the opportunity to seize the vehicle, so long as the repossession remains peaceful.
In a right to work state can an employer terminate an employee if the reason given is illegal?
If you live in a right to work state, then you have the right to chose whether or not you join a union and pay dues. You cannot be fired for refusing to join a union. It does not mean that you can't be fired. However, if you feel that your termination was illegal, then you should consult an employment attorney.
Is Florida an alimony garnishment state?
At present four U.S. states - North Carolina, Pennsylvania, South Carolina and Texas - do not allow wage garnishment at all except for debts related to taxes, child support, federally guaranteed student loans, and court-ordered fines or restitution for a crime the debtor committed. Normally the maximum is 25% of wages.
