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Repossession

Seizure of property bought on credit for which loan payments are not being received. Please note that when asking a car repossession question, it is often useful to include the state that you live in. This will enable people to give you better answers.

11,694 Questions

What do you do if you've co signed for someone and they are not making payments and you have given them money to catch up their payments and they still didn't make the payments and hid the vehicle?

You need to make those payments directly to the creditor or the late payments will be reflected as your own debt on your credit record. Thats what you contracted to do when you decided to be the co-signer. You should never hand over cash to pay loan payments to a person who is already defaulting on those payments. You may want to consult with an attorney about taking possession of the vehicle through a civil process.

If you don't pay my car payment can i be arrested?

You will end up having to go to court after awhile, you could claim bankruptcy and basically start over loosing most of the large items you have such as your car and home. But if bankruptcy isn't right for you, in the end your vehicle could be repossessed by the bank who owns the loan.

In the state of Ohio can a person be arrested for not surrendering a car that was discharged in bankruptcy immediately?

You cannot be arrested for not surrendering a car. Make arrangements for the creditor to retrieve the car. If not, the creditor can repossess the car because the discharge terminated the automatic stay.

Where can you find a wage garnishment template?

The proper procedure for the garnishment of wages is established by the laws of the state in which the debtor resides. Generally, the person/plaintiff wishing to initiate a garnishment must file the writ of judgment as a garnishment order with the clerk of the court in which the judgment was granted.

Does a promissory note have to have a 3 day recission to be legal?

If you are asking does it have the same thing as a "cooling off period" as for an installment purchse? No.

What is the regulaur procedure of a drug analisis when issued a warrant?

if you have failed a drug screen say for probation or parole then 9 times out of 10 you will go to the slammer. it depends on the probation/parole officer, but usually if you take a urine test and its in the office of your probation, and you fail it.... more than likely you will gop to jail. I've also known in some cases where you can have it sent off to a lab to fully determine with lab results. in other cases where the probation/parole officer sends it off to a lab every time then when they get the results back, which usually take 2-3 days, they will either issue a warrant for your arrest if the test comes back positive for something that you do not have a prescription for, which will result in violation, or they can sometimes give you a chance and that chance is usually just one or your first dirty urine. after that if you mess up then, you will doo more jail time and in some cases get sent to prison to finish your sentence. so basically after all that...... to me and most smart people, it ain't worth it!

How can you obtain an exterminator's license?

Contact the state or provincial offices where you would like to do business, and ask for licensing. They should be able to direct you.

What are the painball laws in California?

their is no againts paintballing go can go to an abandond homeand play in side keep in mind that the place can not have a sign that says keep out or no traspassing. police ca not take your gone unless you are hurting a human being or a animal you can shoot each other knowing that anybody else can't get hurt have fun guys paintballing isnot against the law!

How do you find out if you've been christened?

You should ask your parents if you have no recollection of ever having been baptized. That is the typical definition of 'christen', to be baptized. Or it indicate a first time. Driving a brand new car is christening the car the first time you drive it.

What happens when the government of Pakistan defaults on a loan?

Rupee will plummet in values food items will become 2 to 3 tmes more expensive severe shortages of essentials esp energy will lead to great social upheavel compounded by massive joblessnes and crime wave as the whole order collapses Mullah Omer will take over to install his brand of Islam.Foreign intervention will likely follow. YOU have been warned

Can repo people come onto your property and leave tire mark damage to repossess a vehicle that isn't yours but belongs to someone visiting?

Yes they can come on private propery to repossess a vehicle. If they damaged your property, then call the lender and demand they repair the damage. You may have to sue to recover the damage.

How do you have a bankruptcy payment plan modified?

Discuss it first with the trustee and then file a motion to modify the plan. Unsecured creditors should not receive less than the loriginal plan, though this is not always prohibited. Copies of the motion and amended plan must be served on the trustee, US Trustee and creditors or their attorneys, or according to your local rules.

Can a lender prevent you from retrieving your personal property after they repossess your car?

Not Legally, to do so would be called "CONVERSION". In some states, the repo company can charge you a FEE for inventory and stoarge of your PP, but they cannot keep it it you pay the fee.

i am in Florida and they said it will cost 200.00 to get my personal belongings,is there a cap?

If someone hides a vehicle in Oregon must a Writ of Replevin be issued before the debtor can be arrested for hindering a secured creditor?

I would have to agree with previous note. I am going to assume that you are the one hiding the vehicle. People like you just don't get it. Finance companies like the one I work for are gonna get you directly or indirectly. Go ahead and hide the vehicle. Let the finance company charge it off. Then go and try to buy a home or re finance the one you have. Your lender will either make you pay off the loan or roll it into your refi or jack up your intrest rate and maybe add points. Go apply for a credit card and see what kinda intrest rate you get if you get approved. Have alittle fun...Go and try to register the vehicle. Thinking about bankruptcy? You can get some what normal credit after 5 yrs now. The first 5 yrs depending on you will be spent on higher intrest rates on everything. Do the smart thing and return the vehicle or arrange for it to be picked up. Let it goto auction and see what remaining balance you have left and make arrangements to re pay it and move on......Just a thought

Can your car still be repossessed after you've paid half of your past due balance?

Of course. The whole idea of "security" in your pledge of the car in exchange for the loan is that it is easier to repossess it than to sue you for non-payment, and that applies up until the very last payment is made.

Can you get a repossession back in the state of FL?

Theoretically yes, if you act quickly enough. The lienholder gets to decide what you have to do in order for this to happen; it could range from "make up all the missed payments and pay the repo fee" to "pay off the loan in full, plus pay the repo fee." Theoretically I suppose it could be less than making up all the missed payments, but if they trusted you that much I'm not sure why they would have gone to the trouble of having it repossessed in the first place.

If the car has already been resold (and lienholders don't tend to hang onto them long, because they really don't want to be in the car storage business), then no, it's gone and you can't get it back.

Do you have to pay delinquent California DMV fees on a car you no longer own?

Only if you plan on keeping a valid California drivers license. The fees will cause your drivers license to be suspended.

Can you repo a car that sold for cash 6 months ago that the buyer has not registered yet and each month you get traffic tickets fines impound notices etc can it be repossessed?

Repossession is when a lender takes possession of an item after the owner fails to make payments toward the debt.

You could file a civil suit for the fines and other issues that you have incurred. You could also ask the court to order the buyer to register the vehicle.

You could also, at least in some states, including where I live, go to the DMV and execute an affidavit of "sold but not transferred". Should you be able to establish the date the vehicle was "sold but not transferred", the tickets cease being your responsibility, more importantly if the vehicle is wrecked or used in some crime you would not be the "responsible" party. Better go ahead and get it done.

Can you file bankruptcy on the IRS in Washington state?

No. Federal taxes may not be discharged regardless of which state the bankruptcy is filed.

Can a felony for BE be removed in NC?

It is possible, but by no means certain. To request an expungement: You must have served the complete term of your sentence - then submit a petition to the court setting forth good reason(s) why your request should be granted. A judge will review your petition and the circumstances of your offense and issue a ruling either granting or denying the request. AN EXPUNGEMENT IS NOT A PARDON! Expungement only removes the record of your offense from being viewed by the public. Law enforcement, the courts, and government agencies will always have access to your complete 'actual' record. If you were convicted of a felony crime, (unless you are a resident of a state which completely restores your "rights"), tor legal purposes, your status will still remain that of a 'convicted felon' and you remain subject to any restrictions that status places upon you (voting rights - privilege of holding elective office - gun possession - etc).

If the car was repossessed can the lender refuse to allow the cosigner to make the payments and insist that the full amount be paid?

Most loan contracts have a 'right to accelerate the balance due" clause to cover the LENDER if they don't think the signors can make the payments in a timely manner.

This is very true, however if you ever find yourself unable to make the full payment on anything, the best thing to do is contact your lendor. Most lendor's would prefer to receive some payment rather than repossess and try to resell, they WILL loose money. So if you make arrangements with them they will most likely be willing to work with you. However, I really do NOT suggest making such arrangemtns and then not paying, because the lenders will NOT be happy, they WILL repossess and you WILL owe them the whole amount before they let you have the property back.

Can both the bank and repo man charge retaking storage repair and sales expenses when you bring your payments current and pick up the car?

"both" the bank and repo man?? NOT that I am aware of.

retaking, REPO??? usually charged by lender storage, USUALLY charged by repo co. repair (NOT normally done), sales expenses WHAT did who "SELL"??? READ YOUR CONTRACT. It should govern what you pay to whom.