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Repossession
Seizure of property bought on credit for which loan payments are not being received. Please note that when asking a car repossession question, it is often useful to include the state that you live in. This will enable people to give you better answers.
11,694 Questions
Are your ESPP Employer Stock Purchase Plan protected if one files for bankruptcy chapter 7?
Assuming you mean Employee Stock Purchase Plan, it seems to depend on whether you have purchased stock under the plan. In that case, it is an asset and if you have no exemption that applies to it, its value must be included. Some ESPP vest only on retirement and becomes part of your retirement, which would be exempt.
I recommend consulting a local bankruptcy lawyer with experience in this area.
Decrease in CRP count it was 68 now 38?
This is difficult to answer without knowing other details and blood results. CRP is an infection marker. It is raised if you have an infection. 68 is only a mildly elevated CRP and it has further decreased to 38 which indicates that the infection is healing. If there are no other clinical signs of infection, I would not worry.
If you find 100 dollars is it yours to keep?
Just keep the money until someone gives you proof that it is theirs then if they have proof run...:)
What is the standard format for paper presentation?
The standard format for the presentation of papers varies with the group or organization that the paper is being presented to. Generally, each has its own format. If you are asking about the IEEE format, use the link below.
This is a temporary question set up by a Supervisor.
Please do not Split, Merge or alter the question or answer. Thank you.
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Social security disability is protected from garnishment in judgments. The only unknown I have in answering this is if the debt is for a student loan, or IRS related and or related to child support payments. Those types of loans/are not even protected if you file bankruptcy.
But if your social security income is put into a bank and you deposit other funds then a judgment can be made against the funds in that account as it is not virgin SSI money it is mixed funds and can potentially be seized. Or will cost you time and money (lawyer fees) to prove it is only SSI money.
If you need to protect you SSDI funds open a fresh account and set up automatic deposits into that new account, the NEVER, I repeat never ever deposit any non-SSI funds in that account. Never transfer money into that account from another account either (also important). This is very important i you need to cash check from time to time open a second account to deposit funds into, then spend down those funds while leaving you protected funds alone, worse case if a company gets a judgment against you and is allow possession of your bank account they can only touch the non-ssi account. Pay you rent out of the non ssi account, pay for food gas et.. until those funds are spent down then go back to paying you bills using you SSI account.
You may be required to open the account with a minimum deposit, you can open it with an actual SSI check or in my case I opened the account with $1.00 and the next funding was a direct deposit from Social Security. Worse case scenario if they claimed mixed funds, sure they can get a $1.00 from me....it will cost them a lot in legal expenses to get that buck though.
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Your question suggests you're asking whether a commercial creditor can garnish your Social Security check for the outstanding balance on an auto loan.
The answer is no. Only the federal government can garnish your Social Security check, and only for limited purposes, such as payment of child support, alimony, delinquent taxes, and debt to other federal agencies.
The problem, as the first contributor mentioned, is that collectors may freeze and levy your account after the check is deposited (or direct deposit posted). The Treasury Department planned to implement new rules in 2010 preventing banks from freezing an account that receives federal benefit deposits without evaluating the past 60 days deposits. They would be required to protect any amount equal to the non-attachable deposits (whether that money had already been spent or not). Unfortunately, there's been little mention of the procedure since May 2010.
Barring voluntary cooperation from your bank, you can file a "waiver of garnishment" with help from your nearest Legal Aid Society and get a court order stopping the action. You can also notify the creditor that the income is from Social Security, and protected by federal law, and ask the bank to unfreeze your account (all in writing). The process can sometimes take awhile, but you do have legal recourse, so don't allow unethical collectors to take advantage of you.
Your Legal Aid Society will not cost you a fortune in legal bills; if you can't afford to pay, they will assist you for free.
For more information, see Related Links, below.
When a creditor wins a judgment in court against a debtor, the court will issue a judgment lien that can be recorded in the land records against the debtor's real property. Once the lien is recorded the property cannot be refinanced or sold until the lien is paid. In the case of multiple liens, they get paid off in the order by which they were recorded. That is important when there is limited equity in the property. The senior lien gets paid first. Junior lienors are often out of luck. Therefore it is important to record a lien as soon as it is issued by the court.
There are other types of liens such as tax liens, mortgages, liens for municipal services and installation of equipment and betterment liens by towns for installation of betterments such as sewer lines, roads and sidewalks.
How do you get a title for an abandoned motorcycle in Virginia?
Title for abandoned motorcycle in Virginia
How do you obtain the title for a used motorcycle in Pennsylvania?
Most individuals don't bother titling their dirt bikes, but rather rely on the Manufacturer's Certificate of Origin or Importers Certificate of Origin they were given when they purchased the bikes.
In Washington state How long do you have before they can come repo your car?
One day late. I live and own 2 repo companies in Washington. Sorry, but that is the law.
Can a motorcycle be repossessed from a closed garage in New York City?
no, but you better keep it in there. Let me revise that, check your contract and make sure it says nothing about giving up your rights to let them come on to your property
drivers side dash board right above the hood. look where your drivers side mirror attaches to the body, then work your way across the hood looking where the glass meets the body
Any action would be governed by state statutes concerning ownership rights. In most states the way a vehicle is titled to persons who are not married depends on how it is owned. Generally, if the title reads John Doe "and" Mary Smith then the vehicle belongs to each person equally and both need to agree on what if any action can be taken. If the title reads John Doe "or" Mary Smith, they both own the vehicle separately and either party can sell it w/o the consent of the other. The safest option would be to contact the state DMV for the required information.
If you have young children then it's hardly worth the effort because you'll have to pay someone to look after your children and it doesn't come cheap (unless your parents or hers agrees to look after them.) When you have children it's almost a must to have a car to get the kids to school, dental appointments, doctors appointments, etc. If you can't afford it you just can't afford it and she'll have to accept that. If you have no children then put your foot down and tell her to get a job or keep quiet and you're doing the best you can. Financial problems hit most of us and it can be very stressful. Good luck
Does Virginia recognize owelty liens?
Probably not. But, you don't really need one most likely as a Warranty Deed or even a Special Warranty Deed with a Vendor's Lien will accomplish the same purpose. If you are getting divorced and trying to pay the ex spouse their equity, check with the title agent. Then, your mortgage broker needs to understand the transaction and coordinate with the title agent so that the vendor's lien will be paid (rolled in) properly.
In most cases YES. You should talk to an attorney in your area for state specific advice.
Yes, if the lender obtains a judgment for the deficiency.
How do i deal with car loan when deployed?
If recalled to active duty (from US reserves) you should utilize the SSCRA (soldiers and sailors civil relief act) to have your car loan interest reduced to 6% or less (maybe prime rate) or possibly suspend the loan while your auto sits in storage. If you are full time active duty or not a US citizen, you're on your own.
Can a car dealership get a repossession company and a constable to repossess your vehicle?
YES, its called 'writ of replevin" and takes days, not months.
If the repo-man has the proper documents he/she may take it lawfully WITHOUT POLICE PRESENT. The police usually only attend for a "Keep the Peace" call if the repo-man suspects trouble. The police are usually notified of such a seizure because most people reort the vehicle stolen when they return and find it missing.
They repo vehicles all the time. However you could take them to court, becouse it is a denial of "due Process".
How can you find out the name of a previous car owner?
== == Automobile ownership records are PUBLIC information, and are held by the State or Province that issued the car's number plates. Check with the government's automobile registry for this info.
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What do you do when a lien holder refuses payment and you now live in another state?
What do you do if you over payed on a law suit
