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Repossession

Seizure of property bought on credit for which loan payments are not being received. Please note that when asking a car repossession question, it is often useful to include the state that you live in. This will enable people to give you better answers.

11,694 Questions

You bought a car from a tow company that was assumed abandoned whats the process of getting title if the original owner is no where to be found?

Usually the title will have to be filed "lost" or "salvaged" and then updated to yourself afterwards. Each state in the union has their own outrageous price to do so.

Why are possible reasons your car would not start?

no fuel, bad fuel pump, clogged fuel filter, low fuel pressure, no spark, clogged air filter, weak/bad battery (dirty terminals), no ground path from engine to battery, bad timing, ignition wires connected in the wrong order, low compression, bad rotor, bad distributor cap(carbon tracing ,ect), fouled spark plugs, shorted solenoid, bad holding winding in solenoid, bad ignition coil(bad connection), bad neutral safety switch, bad ignition switch, among others,

What does the law in the state of KY state about returning a used car to a dealer?

You have a 30 day 50/50 warranty unless it was specifically sold "As IS". There is no law in Ky that provides for the return of a used car or a new car for that matter. Once you purchase the car it is yours, you cannot simply return it unless you have an agreement with the seller to do so. Legally that is the only way you would be able to return the car.

You may passon the right of aonther vehicle when?

In general, only when the lane to the right of the other vehicle is an actual traffic lane, and not always then.

The traffic violation "passing on the right" is generally interpreted as using the shoulder to pass another vehicle.

How can you get an ex-boyfriends name off your car titles?

He would have to sign off on the back of the title as the "Seller" and you would sign as the "Buyer." After that, take it to your local tag office to apply for a new title.

When can a vehicle legally be repossessed?

In Florida, they have to send you a demand letter, once that demand letter expired(30 days) and you didn't contact the the bank to make payment arrangements, they assigned your loan/car for repossession.

You never had the car title transferred to your name but you signed as the purchaser Now you are selling the car where do you sign?

You cant sell the vehicle without titling it in your name first unless you are selling it to a salvage yard or for scrap metal. The person buying it wont be able to get a title for it if you dont title it first.

How do get a title for a motorcycle that you have a bill of sale for which was written by a person who was not the owner because the owner is dead?

That person should sign all documents "(Son), Executor, estate of (Deceased)". If you need a title they can't find, they need to go to DMV and apply for a duplicate.

How do I obtain a title to a motorcycle if the title has a bank lien and the motorcycle was sold for parts and previous owner still owes money?

You can't. The bank still owns the bike, NOT you. The bike was sold to you illegally if the bank wasn't paid off. You need to get your money back.

Not quite true. He can legally sell you the bike but it becomes "interesting" depending on the terms and conditions of the loan and your state.

For example you want to be careful since you might end up being RESPONSIBLE for the remainder of his loan :-) This is unlikely however since to be owner you have to transfer the title and you can not do that as long as there is a lien on the bike. a lien does not mean the bank owns the bike the seller owns it. The lien means the bank has a financial interest in the bike. "part" ownership if you will. If you really want the bike I would contact the lien holder. This might be as simple as the bike was "totaled" out by insurance and they simply forgot to remove the lien on the original title or they may "sell" you the salvage title. Call them and see if you can get someone on the phone. I would prefer to do all this BEFORE paying any money for it :-) You can use all the parts except the Frame and Engine Casing as they both have VIN numbers and you need a title for BOTH if they do not match.

Good Luck

How to find the owner of a car with the vin.?

Your local police department can run the vin number and tell you the owner, as it's public record.

How long do people keep their car?

The amount of time that people keep their car varies greatly. Some people buy a car and keep it until it is no longer running. Other buy a new car each year.

Who do you make payments to if the lender has gone out of business?

Give the money to their new provider people.. like if it was AA bank give it to what the new bank is

Hope this helpedd x

***The lender will have put in place a servicing company and you should have received written notification of where to send payments and any other correspondence. If you did not, and if you are still getting statements from the lender, continue to send your payments as instructed on the statement.

Even though they may be out of business, it does not necessarily mean that they do not have a "guardian" over their accounts to make sure that payments are accounted for.

If all else fails, call the Department of Banking and Finance and get the information from them, as they will know who payments should be made out to and where they should be sent- at the very least, they will have a phone number for you to call.***

Can you sell a car without my title?

Depending on the state you're in and the year of the car then yes you can sell one without a title.

How do you get wheels off a repossessed car if wheels are rented?

Too late. You should have removed them before the repo. You can tell the rentor where thay are and let him try to get them back. I never heard of renting wheels

What are the laws on returning a car to a dealer after 2 weeks?

It might depend on the state. Usually, it's your car after it leaves the lot. No returns. The dealer might buy it back as a used car. Some states have a three day "cooling off period" but two weeks is too long. It's got miles on it and it's been titled, and can no longer be sold as a new car. sorry.

S10 s-10 4.3 snow plow snowplowing?

I am very upset and surprised at the unavailability of personal plows from the main manufactuers of plows for the S-10 Chevy model. Years ago I had a 92 S-10 Blazer and had no problem finding a GREAT unimount WESTERN "personal plow for that vehicle.

Years later, I now have a 2002 S-10 pickup (same motor, same frame, etc.) and none of these manufactors that i counted on in the past make a "decent" plow for my truck.

Oh sure, Western makes one, but instead of trip springs they use what looks like solo flex rubber bands! haha. Yeah I really want to put that on my truck. Not to mention the fact that my old Western 6.6" weight in at 425lbs. Conpared to their new Suburbanite plow of 250lbs. What a joke. That old plow served me good for years and was very dependable. I can tell you that the GVW has not changed THAT much that my newer S-10 cannot handle the load. Its just very disappointing now a days.

Longovette@windstream.net 2009

Can you return a new car to the dealer if it's been in the shop twice in two weeks for the same problem without penalty?

In the next section of this answer are a lot of responses about returning cars because you don't like the car, don't like the deal, whatever. The QUESTION, however, was about returning a lemon. Every state has a Lemon Law, which requires the dealer to take the car back if it can't be fixed in a "reasonable" number of attempts. Check http://www.lemonlawamerica.com for your state's lemon law. In North Carolina, for instance, the car officially becomes a lemon if it can't be fixed in four attempts, or if it's been in the shop for more than 20 days.

So the answer is, no after two attempts, yes after three (many states say three) or four attempts to fix it.

Returning a Car to a DealerHere are opinions and answers from FAQ Farmers:
  • NO! Most large loans/purchases have a "3-day right of recission". During this time you may opt to not continue the sale and change your mind. The car sale is exempt. You may only return a car if there is Fraud in the Sale, Example: The Car is really a 1998 not a 2000 or it was not disclosed to you as a "Rental" car. You cannot merely change your mind or decide that the price is too much. On a new car, as soon as you take possession, the car becomes used and must be sold to the next buyer as such.
  • If you live in California and you sign any contract, you will be unable to return the vehicle. In a rare case, I practically begged the manager of a used car lot to unwind the deal. I told him that my wife purchased a car for me prior to my purchase of their car, but I was completely unaware of it. They finally let me out, but withheld a $40.00 documentation fee and a 2.9% credit card surcharge. $178.00 is better than a $6000 used car that I decided that I didn't want. Also, when I purchased the car, I left it at the car lot and told them that I'll pick it up in a matter of days. I guess the unwinding of the deal helped for the simple fact that the car never left the lot and I came back the next morning. It only took me one night to think about the deal and realize that I wanted out. The most important thing is to not let the sales person pressure you into signing anything. Don't listen to 'this car may be gone tomorrow,' 'this is as low as I can go,' 'you will not find a deal better,' etc. It's all bull. It will get you in trouble if you sign the contracts, but you later want out. THERE IS NO WAY OUT AND THERE IS NOTHING THAT YOU CAN DO ABOUT IT. Everything is monitored and recorded from the minute you step on the car lot until you go to the back office to sign the 'nail in the coffin' contracts. Before you sign anything, go home and think about it. It will save you a lot of headaches. DON'T SIGN ANY CONTRACTS UNTIL YOU ARE COMPLETELY HAPPY WITH THE CAR! If you already have and you want out, the best advice that I can give is make up any good believable heartbreaking lie such as: Someone passed in my family and I need the money to help fund the burial expenses, etc. Go in the office crying if you have to. It may work, but it may not. YOU WILL BE CRYING FOR REAL IF YOU ARE UNABLE TO UNWIND THE DEAL. The best time to put on an act is when a sales person is with a potential car buyer. The car lot or dealership people most likely won't show their true colors in front of potential car buyers. They'll put on an act and most likely, unwind the deal. But again, this is rare, like in my case. DON'T SIGN ANY CONTRACTS UNTIL YOU ARE COMPLETELY HAPPY WITH THE CAR!
  • The laws of Texas and Virginia...two states in which I have been in the car business...say that once the 'tailpipe leaves the curb' of the dealer's lot, the sale is complete. I think that is the case most anywhere, now. Some dealerships have thirty day money back guarantees. If you are buying a used car, get that deal!
  • I sold cars for years. You can only return a new car (within 72 hours) if they came out to your house and solicited your business and had you sign the contract there. If you sign the contract at the dealership, and drive off the lot, you're stuck, unless you somehow convince the lender to back out of the deal. That's how it is in Texas.
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