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Repossession

Seizure of property bought on credit for which loan payments are not being received. Please note that when asking a car repossession question, it is often useful to include the state that you live in. This will enable people to give you better answers.

11,694 Questions

You cannot pay for a car you bid for on auction?

I believe that everyone gets very mad at you and then they put it back up for auctlon.

Florida laws on personal property left in repossessed cars?

According to Florida law, the repo agent must inventory the entire vehicle. The inventory is to ensure that all items that were sold with the car. They have 5 days to contact the debtor, and tell them where they can pick up their personal items.

Your vehicle has a lien can you borrow money?

A small loan company may use your title as collateral for the loan but the loan is relatively small. A bigger institution would not accept your vehicle as collateral because of the lien to another agency.

Is there a cure for Tattoos?

There is no "cure" for a tattoo, because there is no desease involved. If you wanted to know how to get rid of one then you better be ready to experience pain because it hurts. The basically take a laser and burn it right out of you skin. So if that doesn't anwer you question then you need to get smarter

Where can you buy a repo class c motorhome?

Query "Commonwealth RV" they have quite a few or you can try crankyape.com

If your car has been repossessed and you know where it is can you go get it since you made the payments before they repoed it?

NO, NOT and dont consider it. Pester the lender to rush it up but dont STEAL it.

how is that stealing when it is still in my name?

It is stealing, because it was repossessed from you, and was probably reported to the local law enforcement agency there as having been repossessed. But don't take my word for it, govern yourself accordingly, ha ha.

But be careful! I assure you, it isn't being left there ignored.

:Whether or not you paid them the money they requested and are now current, you're breaking and entering private property. The car's title has not transferred back to you. Until it does, you're committing GTA. Don't Even Think About It.

If you want to, you can start taking cabs, and then sue for remittance for the cab fares in small claims. If you can prove they were excessively slow in processing the return of your car, you might prevail. However, this isn't a sure thing.

Can you decrease wage garnishment if it is causing you to get evicted from your current residence?

The person involved should petition the court where the garnishment order was granted to have the garnishment lowered due to it creating an "undue hardship." This appeal is only applicable if the garnishment is for creditor debt, it would not apply in cases of child and/or spousal support orders.

If the party you are buying the car from owes the bank more than what you agree to pay IF both send in a check s who gets the title the buyer or the seller and how is the buyer protected?

The seller will get the title. It may vary in different states, but I would suggest the buyer have a notarized document prepared which has a promise that the seller will turn the vehicle/title over. It a chance that buyer will take.

What does 'cuisle mo chroi' mean?

"pulse of my heart" an Irish language phrase of endearment.

It should be spelled cuisle mo chroí (accute accent on final i).

Can you get back property off a car that has been repoed if it is not your stuff?

I used to "repo" vehicles for the bank I worked at. The rule was that if it was attached to the vehicle, it stayed with the vehicle. If it was attached by wires only and there would be no damage to the electrical system by cutting the wires, it could be removed.

How many parts in a car?

I have read that it's about 15000 to 20000 but I believe this refers most likely to things that a mechanic or parts-man would consider to be "parts" but which would each contain many, many parts themselves.

I would really like to know how many discrete components there are if one broke it down to individual manufacturing steps. For argument's sake I would accept, for example, that an old fashioned glass tube fuse could be considered one part, not four; but a CV joint or a fuel pump or an emissions computer are definitely not just one part each. I suspect that the answer from this point of view would be much larger, probably 10 or even 100 times.

If someone could answer this I would really appreciate it and I would also like to know how many there are in a modern car compared to one of 30 or more years ago.

What car did the B16A4 go in?

B16A-90-91 civic SIR- JDM B16A-90-91 civic SIR2- JDM B16A-88-91 civic SIR hatch back- JDM B16A-88-91 crx SIR- JDM B16A-90-93 integra xsi- JDM B16A-90-93 integra rsi- JDM B16A-96-00 civic SIR- JDM B16A-96-00 civic SIR2- JDM B16A-92-97 del sol SIR- JDM B16A-88-91 civic vti- EDM B16A-88-91 crx 1.6i- EDM B16A-92-95 civic SIR-JDM B16A-92-95 civic ferio si- JDM B16A-92-95 civic ferio si2- JDM B16A-92-95 civic ferio sir- JDM B16A-92-95 civic ferio sir2- JDM B16A-92-95 civic ferio rtsi 4wd- JDM B16A2-99-00 civic si- USDM B16A3-94-97 delsol vti-t- EDM B16A3-94-97 delsol vtec- USDM B16A4-96-00 civic vti-EDM B16B-98-00 civic type r- JDM B17A1-92-93 integra GSR- USDM B18A1-90-93 integra rs ls gs- USDM B18B-92-96 domani sig- JDM B18B-94-95 integra esi- JDM B18B-96-00 orthia gx- JDM B18B-96-00 orthia gsx- JDM B18B1-94-01 integra rs ls- USDM B18C-96-97 integra sir g- JDM B18C-94-95 integra si vtec- JDM B18C-96-00 integratype r- JDM B18C1-94-01 integra gsr- USDM B18C3-1996 integra type r- EDM B18C4-94-95 integra gsr- EDM B18C5-97-01 integra type r- USDM B18C6-98-01 integrea type r- EDM B20B-96-00 crv- JDM B20B-96-98 crv- USDM B20B4-96-00 crv- EDM B20Z-99-00 crv- USDM D15B-92-95 civic vti- JDM D15B-92-97 delsol- JDM D15B-96-00 civic coupe- JDM D16A1-86-87 integra- USDM D16A3-88-89 integra- USDM D16A8-90-91 integra ls rs- EDM D16Y8-96-00 civic ex- USDM D16Z6-92-95 civic & delsol ex/si- USDM F20A-90-93 accord si- JDM F20B-98-02 accord sir t- JDM F22B-92-96 prelude si- JDM F22B-97-01 prelude sir- JDM H22A-94-97 accord sir- JDM H22A-92-96 prelude si vtec- JDM H22A-97-01 prelude sir- JDM H22A-97-01 prelude s spec- JDM H22A-97-01 prelude type r- JDM H22A1-93-96 prelude si vtec-USDM H22A2-92-96 prelude 2.2i- EDM H22A4-97-01 prelude sh- USDM H22A7-98-02 accord type r- EDM H23A1-92-96 prelude si- USDM H23A2-92-96 accord2.3i- EDM K20A-02-03 rsx- JDM K20A2-02-03 rsx s- USDM K20A3-02-03 rsx s/type r- JDM K20C-02-03 rsx s/civic type r- JDM

What is an open title used car?

An open title on a used car is when the title of the car is signed by the seller and handed over to an individual. This means the title is free from the previous owner, but not officially signed over to anyone specific.

You own a commercial vehicle for private use do you need a us dot number?

You need to be more specific. If it's for private use, is it a registered farm vehicle, recreational vehicle, or other vehicle exempt from classification as a commercial vehicle under FMCSR? In those cases, no, you don't. You might, however, be required to display "Not For Hire" on the sides of that vehicle.

What are the repossession laws in New Jersey?

There are no "repo" laws in any states but CA,FL,LA.WI. repos are covered under the UCC in all other states. In general, they permit self-help repos ONLY if there is NO breach of peace. NJ UCC is at the link below. http://lis.njleg.state.nj.us/cgi-bin/om_isapi.dll?clientID=107625094&Depth=2&depth=2&expandheadings=on&headingswithhits=on&hitsperheading=on&infobase=statutes.nfo&record={395F}&softpage=Doc_Frame_PG42

What do you do if your owned vehicle is towed and you cannot afford it?

In Florida, if your vehicle is towed at the request of law enforcement you could potentially get a wrecker operators lien placed against you, therefore forcing you to pay the tow bill anyway, or else you cannot renew your tag. . This is HB757

Are Ford Focus head bolt stretch?

Yes, like most head bolts today they are torque to yield bolts.

Added: If they didn't stretch, they would break off. They will stretch, then return to normal. That's why you re-tighten them after warming up the engine. Otherwise you'd have a head-gasket leak.

How do you remove a coowners name from a car title?

If the car is paid off. You and the co-owner can go to DMV and register the car in one name.

Can the auto repair shop repo my car for unpaid repairs if they do not file a mechanics lien in Texas?

That depends on the repair contract, the shop I worked for in the Dallas area had a stipulation that; If we allowed you to take the car and to pay out repair costs, we reserved the right to recover the vehicle without the necessity of a formal lien, or court process for recovery, at any time for failure to pay any portion of the repair (and charge you the fees involved with recovery).

In Texas, under statute as well as the Texas Constitution, a "Mechanics Lien" (Labor Lien) is automatic with any unpaid labor bill; filing of a lien against the title through the TDPS or county clerk is just a formality (and normally only done when you still owe a finance company for the repairs, as the finance company will pay them to release the lien and add the charges to your payment).

If your car is going to be repossessed is it legal for you to sell it before the actual repossession?

Not without permission of the lender. A vehicle cannot be sold without a clear title of ownership. The lender is named on the title of a vehicle as the "lienholder" until the vehicle is paid for or otherwise released by the lienholder.

Is there anything you can do if your repossessed car was auctioned for too little money?

One thing to remember is this: repossessed is repossessed. YOU NO LONGER OWN THE VEHICLE. It is not yours, not even to complain about. The repo company has made arrangements with the finance company; of course. The repo company is not in business for their health. It's a business and they're in it for a profit. Yay America! Thank God! The repo company agreed to split the profits, probably a percentage, with the finance company, minus charges. If they want to sell the car and it sells for only 50 cents, they can do so, and you ain't got nothin' to say about it. IT IS NOT YOUR CAR ANYMORE! It's actually, for all practical purposes, the repo company's. The loan is the finance company's. TWO DIFFERENT ENTITIES. In Texas, get off the complain soapbox, eat your pride, promise yourself you won't do it again, leave the finance company alone, leave the repo company alone (you'll lose; the laws protect them) and read this: IT IS NO LONG YOUR VEHICLE. If you don't like what is done, CHANGE THE LAWS.The bank or finance company must sell the vehicle in a commercially reasonable manner. It is important to remember that when you signed the contract, you agreed to pay for the collection, repossession, legal, reconditioning, mechanics, ect fees.I would imagine that all of this is added to your existing balance that you owe. Ask the bank for a breakdown of your deficency balance.

According to Consumerlawpage.com, a resale of a repossessed car must be conducted in a "commercially reasonble manner". If you believe that your vehicle was resold for less than fair market value, the resale is not commercially reasonable. Contact an attorney, your car may have been sold to "a friend" for a substantially lower price than what the car is worth.

You do not need an attorney to sue in most states.Sue the bank for not selling the vehicle in a c.r.manner.This is a scam because all the banks do is hold a closed auction where the dealers who sold you the car get the same car back at a huge savings and start the game all over again.Oh yeah and then the bank sticks you with the difference.

How do you know if your motor is cracked due to running hot?

Your fuel pump may have been damaged by having been run dry, or the fuel filter might be restricted by debris that may have gotten sucked into it from the gas tank.

Check the owner's manual to see if it mentions a reset switch. Some cars come equipped with a reset switch I think to avoid damaging the sensor. My car had one in the back of the car by the spare tire.

On older cars, you have to add some fuel to the carb in order to prime it. Worked on my 1985 Buick and my 1971 Caddy.

There may be an air bubble in the fuel line that does not allow more fuel to reach the engine if you really let it run empty. Had this happen in a 2000 Volkswagen Golf (diesel engine).

Unscrew the wingnut holding the air filter lid on a little bit and pour a little gasoline into the "cup" in the center of the lid. Then try to start it.

If it's injected, you may need to coax the fuel through the line. Try turning the key on without trying to start it. Leave the key on for a few seconds, then turn it off and let it sit for a few seconds, then turn the key back on again. Electric fuel pumps used by EFI systems only stay on for a few seconds if the engine isn't running. You're trying to get the fuel back through the line, to the injectors.

If it's NOT injected, the principle is much the same, only worse. The older style mechanical pumps don't work real well when they're trying to suck air. For carbuated engines, try a little starting fluid or even a couple teaspoons of gasoline down the carburater THEN try to start it.

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