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Repossession
Seizure of property bought on credit for which loan payments are not being received. Please note that when asking a car repossession question, it is often useful to include the state that you live in. This will enable people to give you better answers.
11,694 Questions
In the next section of this answer are a lot of responses about returning cars because you don't like the car, don't like the deal, whatever. The QUESTION, however, was about returning a lemon. Every state has a Lemon Law, which requires the dealer to take the car back if it can't be fixed in a "reasonable" number of attempts. Check http://www.lemonlawamerica.com for your state's lemon law. In North Carolina, for instance, the car officially becomes a lemon if it can't be fixed in four attempts, or if it's been in the shop for more than 20 days.
So the answer is, no after two attempts, yes after three (many states say three) or four attempts to fix it.
Returning a Car to a DealerHere are opinions and answers from FAQ Farmers:- NO! Most large loans/purchases have a "3-day right of recission". During this time you may opt to not continue the sale and change your mind. The car sale is exempt. You may only return a car if there is Fraud in the Sale, Example: The Car is really a 1998 not a 2000 or it was not disclosed to you as a "Rental" car. You cannot merely change your mind or decide that the price is too much. On a new car, as soon as you take possession, the car becomes used and must be sold to the next buyer as such.
- If you live in California and you sign any contract, you will be unable to return the vehicle. In a rare case, I practically begged the manager of a used car lot to unwind the deal. I told him that my wife purchased a car for me prior to my purchase of their car, but I was completely unaware of it. They finally let me out, but withheld a $40.00 documentation fee and a 2.9% credit card surcharge. $178.00 is better than a $6000 used car that I decided that I didn't want. Also, when I purchased the car, I left it at the car lot and told them that I'll pick it up in a matter of days. I guess the unwinding of the deal helped for the simple fact that the car never left the lot and I came back the next morning. It only took me one night to think about the deal and realize that I wanted out. The most important thing is to not let the sales person pressure you into signing anything. Don't listen to 'this car may be gone tomorrow,' 'this is as low as I can go,' 'you will not find a deal better,' etc. It's all bull. It will get you in trouble if you sign the contracts, but you later want out. THERE IS NO WAY OUT AND THERE IS NOTHING THAT YOU CAN DO ABOUT IT. Everything is monitored and recorded from the minute you step on the car lot until you go to the back office to sign the 'nail in the coffin' contracts. Before you sign anything, go home and think about it. It will save you a lot of headaches. DON'T SIGN ANY CONTRACTS UNTIL YOU ARE COMPLETELY HAPPY WITH THE CAR! If you already have and you want out, the best advice that I can give is make up any good believable heartbreaking lie such as: Someone passed in my family and I need the money to help fund the burial expenses, etc. Go in the office crying if you have to. It may work, but it may not. YOU WILL BE CRYING FOR REAL IF YOU ARE UNABLE TO UNWIND THE DEAL. The best time to put on an act is when a sales person is with a potential car buyer. The car lot or dealership people most likely won't show their true colors in front of potential car buyers. They'll put on an act and most likely, unwind the deal. But again, this is rare, like in my case. DON'T SIGN ANY CONTRACTS UNTIL YOU ARE COMPLETELY HAPPY WITH THE CAR!
- The laws of Texas and Virginia...two states in which I have been in the car business...say that once the 'tailpipe leaves the curb' of the dealer's lot, the sale is complete. I think that is the case most anywhere, now. Some dealerships have thirty day money back guarantees. If you are buying a used car, get that deal!
- I sold cars for years. You can only return a new car (within 72 hours) if they came out to your house and solicited your business and had you sign the contract there. If you sign the contract at the dealership, and drive off the lot, you're stuck, unless you somehow convince the lender to back out of the deal. That's how it is in Texas.
How long do you have after purchasing a new car to return if you decide you do not want it?
No, the minute you've signed the contract, the vehicle is yours. "Buyer's Remorse" is a myth pertaining to the buyer's supposed legal right to change their mind and return a vehicle after signing the contract. Not at all based in reality! This myth probably stemmed from a stipulation called the "Right of Recission" when refinancing a home loan, which allows the person refinancing a three-day "cooling off" period after signing the refinancing paperwork to change their mind and cancel the refi.
Texas:
I can't speak for other states, but, in Texas, the Lemon Law only takes effect if the car has been in three times for the same problem within a specified time frame (6 months or a year, I think). Also, it has to be something that renders the vehicle inoperable or dangerous. In other words, if your stereo keeps going out, or your power window is broken, then Lemon Laws do not apply.
Personal Experience:
If you live in California and you sign any contract, you will be unable to return the vehicle. In a rare case, I practically begged the manager of a used car lot to unwind the deal. I told him that my wife purchased a car for me prior to my purchase of their car, but I was completely unaware of it. They finally let me out, but withheld a $40.00 documentation fee and a 2.9% credit card surcharge. $178.00 is better than a $6000 used car that I decided that I didn't want. Also, when I purchased the car, I left it at the car lot and told them that I'll pick it up in a matter of days. I guess the unwinding of the deal helped for the simple fact that the car never left the lot and I came back the next morning. It only took me one night to think about the deal and realize that I wanted out. The most important thing is to not let the sales person pressure you into signing anything. Don't listen to 'this car may be gone tomorrow,' 'this is as low as I can go,' 'you will not find a deal better,' etc. It's all bull. It will get you in trouble if you sign the contracts, but you later want out. THERE IS NO WAY OUT AND THERE IS NOTHING THAT YOU CAN DO ABOUT IT. Everything is monitored and recorded from the minute you step on the car lot until you go to the back office to sign the 'nail in the coffin' contracts. Before you sign anything, go home and think about it. It will save you a lot of headaches. DON'T SIGN ANY CONTRACTS UNTIL YOU ARE COMPLETELY HAPPY WITH THE CAR!
What color car is best to buy to stay cool black or green?
== black is really a cool color to spend your money only when you can take care of it like your baby. yes it means, that it demand care. go for black only if you have the enthusiasm to take care of it. green is not a cool color but, yes, it demand less care. happy motoring.
Lighter colors reflect the sunlight and dark colors absorb it and become hot, but little of this heat is transmitted into the passenger compartment, so it shouldn't make a lot of difference. Unless you mean like, "Cool car, Dude." Then, definitely go for something small and black. White, or silver. Black is the worst color to buy if you want to stay cool, and Black will show every little thing on your paint job, like scratches, dents ,dings, and dirt. Silver is the best color you can get. green, black absorbs heat That first answer is way off, the heat transfer through conduction from the ambient summer air and the heating of the surface from radiation on a black cars roof is phenomenal,,,, that roof can well past 200 degrees on a hot summer day. If you dont think so put your hand on one this summer and see. Buy a motorcyle...Cool and cool. Black is a bad color for cars heat wise. I know I own a black car and it shows any speck of dirt and scratches. If I wanted to be cool green is a good color.
What if the car dealear didnt register my car in 60 days?
Call the dealer and tell them you have yet to receive any registration cards or stickers. They will take care of it.
When is it a good idea to lease a car?
when you cant afford to pay a car in full!! :) some people just dont have the money for it .... but then you can always pay for a nice car instead of a piece of crap car.. plus when you own it you dont have a warranty ... on the other hand you are losing out money that you have to pay.. dont go out and buy a 30000 car.. buy one in your price range one that you can love and still have a life and be able to do what you want
Names on title appear as either (and) (or) if the title is and then both signatures are required. if it is or then only one signature is required to modify ownership of title.
You cannot pay for a car you bid for on auction?
I believe that everyone gets very mad at you and then they put it back up for auctlon.
Florida laws on personal property left in repossessed cars?
According to Florida law, the repo agent must inventory the entire vehicle. The inventory is to ensure that all items that were sold with the car. They have 5 days to contact the debtor, and tell them where they can pick up their personal items.
Your vehicle has a lien can you borrow money?
A small loan company may use your title as collateral for the loan but the loan is relatively small. A bigger institution would not accept your vehicle as collateral because of the lien to another agency.
There is no "cure" for a tattoo, because there is no desease involved. If you wanted to know how to get rid of one then you better be ready to experience pain because it hurts. The basically take a laser and burn it right out of you skin. So if that doesn't anwer you question then you need to get smarter
Where can you buy a repo class c motorhome?
Query "Commonwealth RV" they have quite a few or you can try crankyape.com
NO, NOT and dont consider it. Pester the lender to rush it up but dont STEAL it.
how is that stealing when it is still in my name?
It is stealing, because it was repossessed from you, and was probably reported to the local law enforcement agency there as having been repossessed. But don't take my word for it, govern yourself accordingly, ha ha.
But be careful! I assure you, it isn't being left there ignored.
:Whether or not you paid them the money they requested and are now current, you're breaking and entering private property. The car's title has not transferred back to you. Until it does, you're committing GTA. Don't Even Think About It.If you want to, you can start taking cabs, and then sue for remittance for the cab fares in small claims. If you can prove they were excessively slow in processing the return of your car, you might prevail. However, this isn't a sure thing.
Can you decrease wage garnishment if it is causing you to get evicted from your current residence?
The person involved should petition the court where the garnishment order was granted to have the garnishment lowered due to it creating an "undue hardship." This appeal is only applicable if the garnishment is for creditor debt, it would not apply in cases of child and/or spousal support orders.
The seller will get the title. It may vary in different states, but I would suggest the buyer have a notarized document prepared which has a promise that the seller will turn the vehicle/title over. It a chance that buyer will take.
What does 'cuisle mo chroi' mean?
"pulse of my heart" an Irish language phrase of endearment.
It should be spelled cuisle mo chroà (accute accent on final i).
Can you get back property off a car that has been repoed if it is not your stuff?
I used to "repo" vehicles for the bank I worked at. The rule was that if it was attached to the vehicle, it stayed with the vehicle. If it was attached by wires only and there would be no damage to the electrical system by cutting the wires, it could be removed.
I have read that it's about 15000 to 20000 but I believe this refers most likely to things that a mechanic or parts-man would consider to be "parts" but which would each contain many, many parts themselves.
I would really like to know how many discrete components there are if one broke it down to individual manufacturing steps. For argument's sake I would accept, for example, that an old fashioned glass tube fuse could be considered one part, not four; but a CV joint or a fuel pump or an emissions computer are definitely not just one part each. I suspect that the answer from this point of view would be much larger, probably 10 or even 100 times.
If someone could answer this I would really appreciate it and I would also like to know how many there are in a modern car compared to one of 30 or more years ago.
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What is an open title used car?
An open title on a used car is when the title of the car is signed by the seller and handed over to an individual. This means the title is free from the previous owner, but not officially signed over to anyone specific.
You own a commercial vehicle for private use do you need a us dot number?
You need to be more specific. If it's for private use, is it a registered farm vehicle, recreational vehicle, or other vehicle exempt from classification as a commercial vehicle under FMCSR? In those cases, no, you don't. You might, however, be required to display "Not For Hire" on the sides of that vehicle.
What are the repossession laws in New Jersey?
There are no "repo" laws in any states but CA,FL,LA.WI. repos are covered under the UCC in all other states. In general, they permit self-help repos ONLY if there is NO breach of peace. NJ UCC is at the link below. http://lis.njleg.state.nj.us/cgi-bin/om_isapi.dll?clientID=107625094&Depth=2&depth=2&expandheadings=on&headingswithhits=on&hitsperheading=on&infobase=statutes.nfo&record={395F}&softpage=Doc_Frame_PG42
What do you do if your owned vehicle is towed and you cannot afford it?
In Florida, if your vehicle is towed at the request of law enforcement you could potentially get a wrecker operators lien placed against you, therefore forcing you to pay the tow bill anyway, or else you cannot renew your tag. . This is HB757
Are Ford Focus head bolt stretch?
Yes, like most head bolts today they are torque to yield bolts.
Added: If they didn't stretch, they would break off. They will stretch, then return to normal. That's why you re-tighten them after warming up the engine. Otherwise you'd have a head-gasket leak.
How do you remove a coowners name from a car title?
If the car is paid off. You and the co-owner can go to DMV and register the car in one name.
