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Repossession
Seizure of property bought on credit for which loan payments are not being received. Please note that when asking a car repossession question, it is often useful to include the state that you live in. This will enable people to give you better answers.
11,694 Questions
I don't know but if it were me... I would ask the dealer for an itemized statement of the DMV fees owed and the amounts already paid, if they won't give you one, call the state Attorney General's office and ask for consumer help. If they give it to you, and it still doesn't make sense, try taking it to your motor vehicle department and see what they say. It might get sorted out really fast if you start asking for things in writing. =)
IF your name is on the title as co-owner as in (husbands name and/or your name) OR if you are the leinholder, you can take possession legally. Otherwise you better get to talking sweet to him and get possession if you are only a co-signer on the loan. Better yet, make contact with the lender and try to work it out so you dont get a repo on your CR. Good Luck
Call the police and let them handle it.
What does 1.2 liters rated on a car means?
Liters is a description of the engine size or displacement.
Wikipedia has this description
Engine displacement is defined as the total volume of air/fuel mixture an engine can draw in during one complete engine cycle; it is normally stated in cubic centimetres, litres or cubic inches. In a piston engine, this is the volume that is sweptas the pistons are moved from top dead centre to bottom dead centre.
How do you find the codes on a 1995 Volvo 940 without going to a car repair shop?
Buy yourself a haynes auto repair manual for your car; make sure you look for the year and model. Usually trouble codes in haynes manualsare in chapter 6.
Is it better to buy or lease a car?
Hi. My name is Daniel I'm a car sales man in the Auto Mall, i really think its better to lease if you like to change cars every 2-3 years and get into new ones.
BUT i would also have to say buy, if your looking to own the vehicle for a long time...
beware---- if your credit doesn't allow you to lease.
a loan will not be such a bad decision, however you could always trade out in 2 years for a new car....
IMO, it is better to buy a 1 or 2 year old used car with low mileage. Get a certified used car if possible. Some Certified used cars have a better warranty than a new car. Let someone else eat the depreciation, not you. I would never, ever, lease a vehicle.
If you have the title it is your car, just take it.
It depends on how it was titled. If it was titled to Mr. John Doe OR Mrs. John Doe, then he has every right to sell it without your permission. However, it it was titled as Mr John Doe AND Mrs John Doe, both signatures would be needed in order for him to sell it. You would have to go to your local dmv with a vin, unless you have a registration that shows how it was titled. If it was "AND", then you would have to take him to court to get your part of the money that he sold it for, or seek the advice of an attorney.
How much does it cost to remove a name from a car title?
That would depend on the state. Typically around $20.
How do you finance someone your vehicle?
I have done this twice. I have a purchase agreemant and a promissory note that I got on line at one of those legal sites. Make sure you verify that you are listed as loss payee on their insurance before turning loose of the car. I also required 6 refrences(names, numbers and addresses), proof of income, and proof or residency(utility bills, etc). The first one was to my brother in law so never was to worried about that one but the second one I got a GPS unit installed on it. At any time I can kill the ignition and go get the car! The customer is aware of it, and hes never been late! You are probally worried that they will disconnect it. If they do it is in the contract that it is grounds for repo and the GPS unit automatically sends me a text message when it has been disconnected and has a battery back up so no fears. I do not charge interest to keep it simple but the mark up more than covers it. Hope this helps......
What if title is lost and its not in your name yet?
The person whose name the car is in needs to file for a lost title.
Can you trade your car in for leased car?
You can trade the cars all in for what you want. Trade for what is on the market
After buying a used car can you return it?
If you are buying a used car in the Canadian market and according to OMVIC law you have a buyer's cooling off period of 48 hours after the contract is signed. But if you have already taken delivery of the vehicle (for more information on OMVIC please visit http://www.omvic.on.ca), you can return it to the dealer at a loss.
You can always get ripped off anytime you trade. Also you will not receive nearly as much as the car is worth and will pay more in the long run. Sell your car to a private party at somewhere between wholesale and retail. Find the value at www.nada.com By eliminating the trade you are in a much better position to purchase a vehicle at the lowest price possible. Dealers will not give you near what the car is worth. Usually less than wholesale. If at this time you are upside down on the loan, I would suggest you keep what you have or find someone to take over the payments.
Can a 17 year old buy and own his own car under his own name and liability?
Depends on what state you live in. In most states the answer is yes. Call your State Attorney General for the answer.
What do you need to repair a scratch or nick in a cars paint job?
There are two possible things you can do:
1. Sand the area, then lightly spray your color over it. With newer cars with clear coat, you'd have to also spray a layer of clear coat over the touch up job to make it match.
2. If the nick is small enough, you can take a fine tip brush and brush your touch up paint over the nick.
- If the paint job has aged, due to oxidation, touch up paint may not match your paint job.
you won't believe this.......but my wife bought a scratch & sm dent cover up kit "As seen on TV" LOL It comes with primary colors and you mix accordingly. just use a plastic putty knife & spread the cream into sm dents (quater size or smaller) or scratches and allow it to dry. dont worry about excess, the "Magic" solution afterwards buffs it up nicely & some how blends your color matching in with the existing color. UNBELIEVABLE!!! BUT TRUE.....you can find it on AsonTV.com you'll love it, no skills required.
To repair a scratch in the paint of a car is not a easily answered question. It depends on the severity of the scratch. If the scratch is small you can use some of the commerical scratch repair kits or the temp fill in wax. For more severe scratches try sanding the area with 400 grit sand paper and the area around it (about 1-2 inches). Finally @ any Wal-Mart they should have color paint repair kits that will match your paint as long as it's a common color. They have detailed directions on their product. It is best to consult them first. If you dont feel secure sanding your car, I would consult your local auto body repair person and get estimates!!!!!!! Automotive repair ppl are shady so watch yourself!!!
a scratch can easily be sanded out lightly with water using 400 sand paper.then you can buff it out and it will not be noticable
A scratch that's not too deep can be removed with automotive paint thinner and a cloth and some gentle rubbing. NOTE: the area you rub will become much shinier than the rest of the paint. WARNING: automotive paint thinner is toluol, highly toxic to breathe. Use good ventilation.
A slight scratch can be repaired by hand rubbing with a soft cloth and rubbing compound, followed by a fine scratch remover used to take out the rubbing compound abrasions. Rubbing compound is very gritty, and will actually dull the surface when rubbed by hand, but these fine abrasions can easily be removed with a finishing polish.
More severe scratches may need some wet sanding. DO NOT USE 400 grit sand paper!!!! No amatuer at this should sand on their car with anything more coarse than 1200 grit (preferably 2000 grit ultra fine). If you use 2000 grit, you may be able to skip the rubbing compound, and go straight to the finishing polish.
400 grit sandpaper is only for use prior to painting. I have many years of experience in this area, and I stand by what I say.
Be careful using any thinner or solvent on your car's finish. If it is original, it may be ok, provided it isn't lacquer. Lacquer readily reverses to liquid when it comes in contact with solvent. If you have a late model basecoat/clearcoat car, thinner probably won't help repair a scratch, because the finish will not reflow (like lacquer), and therefore it won't have any effect.
Is there a law giving you the right to rescind a car purchase in Colorado?
simple answer is No.. unfortunately there is no option. Check out this web site for those answers and links to the resources. And answers to probably more of your questions. http://csbuyersguide.blogspot.com
Here's a link to the Colorado Department of Revenue's confirmation of the NO answer: http://www.colorado.gov/cs/Satellite/Rev-Enforcement/RE/1214213334482What is the legal age to own a car in Alabama?
The legal age to own a car in the state of Alabama is 19.
Will a repossession affect your credit?
Yes, it's one of the worst things that you can do to your credit.
Was the Pacer the most unsafe car ever?
NO!!! Maybe the Ford Pinto.. As a matter of fact it was one of the most safe cars at the time. The roof structure has a built in roll bar for instance, and it featured rack and pinion steering (the first American car with Power R&P).
Incorrect or bogus information posted by those who either haven't a clue or enjoy creating confusion by spreading misinformation is the bane of the internet.
Is it legal to sell a car to someone making payments to me?
Yes you can sell it and even have it registered to the new owner, but the lien will remain on the vehicle until its paid. The new owner can make payments to you but if they fall behind it will land on your shoulders. The best bet is to have the new owner pay you the amount of the loan upfront as payment for the car, therefore you pay your loan and they buy their car.
What is knocking Explain mechanism of knocking?
in order for an engine to operate satisfactorily combustion of the air fuel mixture must be smooth and normal combustion .normal combustion defined as all combustion process which is initiated solely by atimed spark and in which the flame front moves completely a cross the combustion in a uniform at normal velocity.
Where can you buy repossessed cars?
Here is a variety of advice:
- If I were you I would check out your county for repossessions to be sold they generally sale for 2/3 of the loan value.
- I would NOT buy a car that has been repoed. Simple logic tells me that the driver was NOT doing ANY repairs or even oil changes, before it got pulled away. In my years of experience doing vehicle repos, (yes I do know what I am talking about here) the number of outright clunkers was higher than 75 percent.
- Junk on wheels is what we used to call them. Run to death and barely able to be driven. Buyer beware is what I say.
- What if my truck worth 15k is repoed because I quit paying on the 20k loan. Then I buy it at auction because I know I took care of it? Heck, I could even dirty it up inside a little first so it will auction for less.
- It won't work. If it was repo'd by a buy-here-pay-here lot, they'll put it back on the lot and certainly aren't going to deal with you. If it was taken by a bank or manufacturer's finance company, it is going to a wholesale auction where you need a dealer's license to bid. Some smaller credit unions or finance companies will sell their repo's in their parking lot, but that's just like the BHPH place - they aren't going to talk to you. Besides, you STILL OWE the difference between the loan (plus repo fees) and what it brings. It's cheaper to make your payments.
- It's fine to buy a repo car if you take someone with you who knows a bit about cars. Where repo cars are sold is different from place to place. Try Googling your city and car auctions or else looking up auctions in the phone book.
- Call your local Credit Unions and ask them if they have any vehicles for sale. Most of them do these days. These are high quality cars for good prices and you are buying from a reliable source. Credit Unions will also give you good financing terms to get the cars off of their books. You could search online or just open the phone book and start calling.
