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Repossession

Seizure of property bought on credit for which loan payments are not being received. Please note that when asking a car repossession question, it is often useful to include the state that you live in. This will enable people to give you better answers.

11,694 Questions

When do you use first and second gear in a car?

When you need power not speed like up a steep hill or if you are my dad drive all around town in 2nd gear

A car needs to put out the maximum force on the ground (through the wheels of course) when it is started from standstill. The 1st gear (its ratio) is such that maximum force can be transferred to the wheels for a given RPM to attain initial acceleration. At higher gears, since the car is already moving, less power needs to be transferred. To summarise the purpose of each gear, 1st gear - max power to the wheels, high aceleration but lowest max speed (0 - 10 or 15 kmph)

2nd gear - intermediate gear once the vehicle has moved (accelerate upto 20kmph without excessive revving and upto 30kmph with a little more throttle). 3rd gear - for cruising upto about 40kmph (can also be used when maximum acceleration is needed above 30kmph though the engine will have to be revved quite high for this) - can easily reach 50-60kmph with engine revved up high though this is not a good thing to do (wastes fuel and the engine is running closer to its max rev limit).

4th gear - upto 45-50kmph cruising. 5th and higher - more than 50kmph cruising.

If you buy a motorcycle with no title can you get a title for it?

I believe one can go to your local DMV office and apply for a lost title. You will need to have your normal information, proof of purchase, insurance, license that sort of thing. It should take about 6 weeks after you have applied to receive it.

beware if the vehicle has a lien on it. you will need a lien release letter from the bank.. If the original owner didnt pay off the debt the bank wont grant you a letter and you will be stuck with a worthless vehicle that cant be titled or registered

What is the best car money can buy?

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Is a car in an open garage considered to be in plain view?

Yes ... you can see it ... anyone can see it ... it is in plain view. However, it is on private property and a warrant may be required to remove it unless it is being repossessed.

What is the best sports car?

It's an opinion. For me it's either a Camaro, Viper or Challenger.

Can you get a refund on a car deposit?

It depends on circumstances, Why are you not getting the car?,,,,,,,,,,,,, Who were you getting it from?,,,,,,,,,,,,,,,,,,,,,,, When did you place deposit?,,,,,,,,,, Any other details? Dealer is in another state. No contract signed. Deposit was to indicate actual interest, but not a contract.

Where is the VIN on BMW 318i convertible?

Same place it is on all other modern cars. Driver's side, inside the car, on the dash at the very bottom of the windshield.

Does the lender have to have a lien on the title to repossess?

No, they just have to have proof you borrowed money and used the car a collateral for the loan. The contract you signed promising to pay them back is that proof.

I am selling my car but can't find my title?

You can go to your local dmv and get a duplicate.

No, you can't go to your local DMV and get a duplicate. You'll normally have to fill out a form requesting a duplicate title with a reason for the request, have the original lien holder fill out part of the form stating that you no longer owe any money on the vehicle and then pay a fee and send the form to your state's DMV. It takes about 2-4 weeks to get it back and trust me, it is a pain in the butt.

From personal experience irregardless proper procedure or law. I have sold and purchased many vehicles without Title. Using only a Bill of Sale. And have never had any difficulty as of yet.

How do you get the name on the title of a car changed once the owner has died?

Once probate has been completed and ownership established the car title can be amended by taking the required documentation to the local DMV. The vehicle must be clear of liens and awarded to the person through the terms of a will or probate succession law. If there was no will and no surviving spouse the vehicle becomes a part of the deceased's estate and may be subject to sale or recovery by the lender depending upon the circumstances.

Is the buyer still responsible for buying a vehicle if the cosigner refuses to sign?

The primary borrower is always responsible for the debt if he or she has signed a valid lending agreement. It would seem logical that if the lender required the primary to have a cosigner and the named person refused to take on that responsibility then the transaction would not occur.

What could a 'buy here pay here' auto dealer do if you just take the car back?

If you stop making payments, someone will come get the car. Simple. If you take it back to the lot, they will sell it again. And sell you another one when you get another down payment. If the vehicle is recovered by the lender it will be sold at public auction for as close to the fair market value as possible. The borrower will be responsible for any deficit between the sale price of the vehicle and the loan balance plus applicable repossession fees, interest and other costs. If the borrower does not reach an agreement with the lender for repayment of any outstanding debt, the lender may take whatever steps necessary tht are allowed under the laws of the borrower's state to recover monies owed, including a lawsuit. The repossession action will appear as a negative entry on the borrower's credit report.

Lien on car?

Rooster on a fence. Is there a question somewhere?

Where is a vin located on a dodge car?

Look through the windshield on the drivers side of the car. It will be a little piece of stamped metal connected to the dashboard. There should also be one on the drivers door. Open the door and look near the latch. There should be a sticker and it may contain the VIN.

You want to put your car up for take over payments how do you do that?

Put an add in your local for sale and want adds, and advertise it as take over payments. BEWARE , there are some people who may say they will pay and wont but you will still be liable for the payments. Get the transaction in writing.

Can you block your license plate identity?

Only law enforcement officers are able to have their personal vehical plates blocked as far as i know. They may allow it as well for EMS and other emergency vehicals.

What do you do if you want to find your first car. If you still have the VIN number.?

You can start by searching carfax to see if the car has not been scrapped. Then, you might be able to check public records to find out who the current owner is.

What state has the loosest gun laws?

I would say Vermont, but I'm not 100% sure.

I know you don't need a permit to carry a concealed pistol, or to buy or own a pistol, rifle, or shotgun.

Per federal law, you have to be 18 to buy a rifle, 21 to buy a pistol, and you have to pass a background check.

How do you get license plates?

Obtain a car and license first. Then go to your local DMV with the proper papers, fill out an application and pay the fees then you will have your plates!!

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