Repossession

• When 'that' particular vehicle holds the least real value to the consumer vis a vis cost to the manufacturer. -pay attention projected yearly gas prices -look around you for mode-income (not average but the amount of income made most often in that area at that time of year). A lot of oilfield money means people can afford the sticker price on that SUV -think of the utility of the vehicle vs your 'attention' to it which salespeople pick up on: not many people are thinking in investing in a convertible on the cold drive to work. But on the other hand seeing one all toasty warm and shiny through the showroom glass flips a lot of psychological switches. Moreover, they are not only 'looking' but also 'expecting' a great deal. And thus are potential buyers or your 'competition' for that single car. -pay attention to the time of year that the new models come out: manufacturers have huge investments in specific lines of cars which must be cleared of their own accounting books. A certain bulk of money must be achieved within a frame otherwise cutting into future profits. Bad sales for example, effects investor confidence and thus projected economic growth. AS well, cars sitting on a lot is like money sitting in your pocket, -losing value. And finally, the new line needs access to the market. For example, if in 2005, Chevy consumers have 2 billion dollars in disposable income that could potentially go to buying Chevy's, GM would rather have that money directed to the 2005 Chevy. This means that if the bulk of 2004's haven't been sold, GM would be competing with not only Ford and Chrysler but also itself.
• The best time in the winter because few people buy cars when it's cold. The salespersons are hungry for sales and will give you the best deal as long as you don't let their pushiness take over.
• I agree, winter and end of the month are best.
• You can get a good deal at the end of the month because dealers have a floor plan, which means they pay a monthly fee on each car if its still on the lot.
• You get a better deal at the end of the year, because no one wants to buy a last year model.
• But to be honest you can get a good deal any time you go to dealer. I used to work as a car salesman, so i know how all this works. Simple way to get a good deal is go to one dealer, get a number, go to another dealer tell him to do better but already drop a price a bit, like 15-20%. Then go to third and have them beat it. You have to show them that you are ready to buy so they spend time on you and give you a good real price.
• The absolute best time to buy a car is at the end of December, between Christmas and New Years. Salesmen/women are usually paid "end of month" bonuses, but many also get "end of year" bonuses. That could mean 2 bonuses for the salesperson, so he/she will do whatever they can to put you in a car.
• Buy on the last (2) weeks of the December. Who is thinking about buying a car when everyone's focus on Christmas? Trust, I did this and it worked out great. They were desperate.
• I think there is no specific year, it depends on the market availability. Its best buy new car when its already paced out or not hot cause you can have for a cheaper price.
• It depends on what deals are being offered and who you know. Any time is a good time if you can buy a car from a family member if they're a sales person of course.
• If you don't have a lot for a down payment, GM's 72 hours of 0% finance charges was a great time to buy a car a couple of months ago. In late August/early September the end of year models are being cleared out, so it's also a good time to buy.

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If you are homesick like a child away from his/her parents then I think you should call whoever you miss, but keep yourself busy until they get back so that you dont think to much about it.

What is the law to evict someone from rental home

yes he can get in trouble as soon as he loses it he should go to the RTA and get a new one

If the institution who financed your vehicle has wrote that note off as a charge off then another company can come in and purchase that debt and pursue to collect on that debt ==Answer == The 7 years in which a negative entry remains on the credit report has nothing to do with the ability of the lender to repossess a vehicle. A vehicle is a secured debt and therefore the lender may initiate action whenever they choose. In the majority of states the SOL for debt does not apply to this type of financial transaction. It would seem the lender is not interested in repossession and would rather recover the full amount of the loan, plus penalties, interest, legal costs and court fees by pursuing litigation at some future time.

This is based on whether your particular state follows the federal exemptions or if only state exemptions are allowed.

It depends on your state:

If you live in most community property states (Louisiana West through Texas, and on the California) a judgment against her may affect your property if it is deemed to be "community property" which is property acquired during the marriage.

If you live in a common law state, and the state has maintained "tenants by the entireities" as the form in which married persons hold property, then the property is, in all likelihood, free from the lien of the judgment.

As long as you continue to hide the car and/or refuse to make the payments. You need to send them a certified telling them to stop calling then they must stop.If they refuse you have rights under the Fair Credit Act its online look it up.

The amount of time it takes a creditor to obtain a writ of plevin for a repossession varies in each state. Based on the local court jurisdiction, processing times to obtain a writ of plevin may take between 15 and 60 days.

sometimes as little as 15 days and sometimes as long as 90 days. most places try to get their car as soon as they can. it all depends on the lean holder and history of payments. Not a one size fits all answer...cause...it all depends. Mostly depends on your contract and arrangement with lienholder. It could happen virtually anytime depending on that written contract...what was acknowledged and then of course what the policy is of the lienholder. If its the first payment....you may lose your car quickly and without notice. If the time frame is longer and you have had a good relationship with lienholder you may have a longer 'grace period'. Main thing is to get in contact with lienholder before they start looking for you...and you will be on best footing. Take the initiative...call them..make sure whoever you speak with has some authority to give you an extension....and if you are unsure do it in person to get a written acknowledgement of a workout agreement allowing you to keep making payments on terms other than what was originally agreed to. Lienholders are used to dealing with deadbeat accounts...skipping payments and then playing hard to get. Be different...prove you are accountable even if delinquent...it will do nothing but help you in all your endeavors. best to you, L.

They can only take your land if you put it up as security for the car.You should read your loan agreement very carefully it will help you prepare for what they will do next.

Absconding is an instance in which someone hides or goes into hiding.

Yes. The husband would be the sole owner of the property and could leave it to his wife in his will.

It depends. Did you buy the car "as is" or was there a warranty implied? Does your state have a used car lemon law?

If you bought the car with a warranty, then you probably would have a chance in small claims court to get your money back. If you bought it "as is", you're out of luck. Did you have a written "bill of sale" when you completed the deal? This is where the warranty or as is would have been listed.

Find out what car dealers don't want you to know at www.dealertricks.com

The Advantage in buying a used car from a dealer is that he "Must" do and check many systems on the used cars. They really have no interest in selling cars with problems. As far as dealing with a "private party" It is only allowed to sell a car "as is" in California for parts only. Also the seller is responsible for smogging the car, not the new owner.There is no protection on a private party transaction. For one thing the problem could have been the new owners fault, as the car was running when you purchased it?. In the future when buying a used car, it is well worth the $50-100 to have the car checked out by a Mechanic (or CSAA offers this service for their Membership) before handing over hard earned cash.

Yes. The only concern is how quickly your state processes titles. Some states will issue the new title in a few days, some in a few weeks. However, which ever dealer you trade the car into should be able to take care of it all for you. If you sell it on your own, you may have to do a little more work.

Contact the lending institution and they will direct you to the repo co. who picked up your vehicle and you can make arrangements with them to get your belongings but dont wait to long because they wont hold them forever.

Not yet, But fingers crossed they get one soon!

CARID

open the hood. See the 3 connectors at the front. if one is red, it's CALIF.

Yes

LOL means to Laugh Out Loud by adding more LOLs' it emphasising the laughter

Only after making all of your back payments, otherwise your SOL...

Centre Court