Repossession

If you did not do a walk around visual inspection of the vehicle then it's probably your problem. Once the vehicle leaves the car lot or sellers possesion it's your responsibility. There's no way to prove the dent occurred before you took ownership.

You need a lawyer. Try a Public Defender. Sorry about the judge, man.

I would say, YES, just so the lender will have proof, they sent them. There is no guarantee the debtor will get them, just that they were sent.

Not impossible, but difficult. Most states dont regulate background checks, BUT, insurance cos. DO. Liability for the ins. co.

If you car is finance, there is a lien against it by the bank or loan company. This Lien will have to be removed, which means that the balance owed on the vehicle has to be paid in full in order to get a clear title to sell the car.

You are "upside-down" on your car loan ... where you owe more than it is worth or can be sold for. You need the permission of the loan company to sell the car ... you can't sell it without the title, and the company that holds the title (aka pink slip) also holds the note for the loan that you are paying back monthly. You will need to pay the balance of the loan regardless of what price you could sell it for. In this case, you will be handing over a large sum of money just to sell the car ... best thing to do is just keep it.

From my recent expierence of being sued by the collection agency of the hospital we owed money to, there are a few answers to this question. The following are two things I learned from our expierence.

1) They will go after you for any amount over $500.00, but I would not put it past them to go after you for any amount owed. I would guess this depends on the court they want to take you to and if the court requires a minimum amount such as in small claims court, and if the collection agency has lawers on staff. Ours did and they went after us, despite the fact that we made faithful payments and could not afford to pay the full amount ($760.00) in the time that they demanded.

2) If you own a house, have any sort of income, and can not prove financial hardship they will go after you. I thought that owning a house was the American dream, but if you have assetts, they will go after you and turn your life into the American nightmare. The collection agency will do an analysis of your situation and determine if you have assets they can salvage for their client. They can't take your home, but if they sue you and they can have your wages garnished, or put a lien on your home.

3) My best answer to this question is to seek legal advice from a lawyer who is familiar with the laws in your area. If possible try to negotiate with the hospital on your bills. If they allow you to have a payment plan, stick to it and do not make any late payments. Your one late payment could send you to collections.

If bothe names are on the title then no. If its just your name then yes. If the bank has the title then call them about it. In my experience its a huge pain in the ass to sell a car with a lien on it. Trust me.

If it is a title and the other person signs off on it then yes. If you are trying to sell the car without the other named person whether it is a title or registration then no.

not really

coz u already traded it and they might NOT hav changed their mind

anway gud luck

:D

Yes.

In order to become a West Virginia Repossession agent, training is required at an accredited school. Some states require licensing, so a test may be required, and experience working in a related field of real estate may be required to test. After a surety bond and state licensure, a tow truck operator CDL license are also required.

inpounded you can get back for a fee, seized you cant get back unless the agencie that took it gives it back

Most cases its going to fall into a civil matter unless that car was rented from a rent a car company.

They pay the company for the car and various other expenses.

I want to check my A/c

Yes, if you want to ruin your credit and still be responsible for the difference in what the car sells for and the balance on the note.

The legal basics are: If a vehicle title uses the word "or" to separate the names the vehicle can be sold or traded by either party. If the names on the title are separated by the work "and" both parties have to agree to any action taken in regards to said vehicle. The person who is listed as the loan borrower is irrelevant unless it becomes a case for litigation in regards to partitioning said property. Any vehicle which is still held by a lender's lien (it will be indicated on the title) cannot be sold, traded or partitioing of parts without the lender being agreeable or the loan being paid in full as agreed. Any person who reports a vehicle as stolen when they have knowledge that there has been no such crime committed is guilty of a criminal felony and will be subject to prosecution and incarceration.

If you bought it "As Is" with no warranty, you may be out of luck, but it may also have a state mandated 30 day warranty, as my state of Kentucky does. You are not going to be able to just return the vehicle, but the seller may help pay for repairing it as in a 50/50 deal. Contact you state Attorney General for used car laws in your state. In the future, take any car you are thinking of purchasing to a trusted mechanic and have it inspected before you purchase. The money you pay him to inspect the vehicle will be money well spent and you will avoid this type situation.

If you stop making payments, someone will come get the car. Simple. If you take it back to the lot, they will sell it again. And sell you another one when you get another down payment. If the vehicle is recovered by the lender it will be sold at public auction for as close to the fair market value as possible. The borrower will be responsible for any deficit between the sale price of the vehicle and the loan balance plus applicable repossession fees, interest and other costs. If the borrower does not reach an agreement with the lender for repayment of any outstanding debt, the lender may take whatever steps necessary tht are allowed under the laws of the borrower's state to recover monies owed, including a lawsuit. The repossession action will appear as a negative entry on the borrower's credit report.

Until recently now GM (Chevrolet)

Toyota

have the guy make you a bill of sell or you can print a bill of sell off by going to the DMV website this may work in some states i live in Utah and as long as you have a bill of sell with the right owners name it works but make sure that he is the owner cuz if not you may have to sue him to get your money back

what are the legalities of voluntary vehicle repossession

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