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Repossession

Seizure of property bought on credit for which loan payments are not being received. Please note that when asking a car repossession question, it is often useful to include the state that you live in. This will enable people to give you better answers.

11,694 Questions

How do i locate my car by vin?

You can see it if you look through the windshield on the driver's side.

Do you have to have an auto dealer license to buy from dealer auctions?

The answer may vary by state, but generally yes. You would have a licensed dealer purchase a vehicle on your behalf. Yes!

Can a wholesale dealer donate a car?

Absolutely. Most charities would accept a new or used vehicle from a dealership.

If you do not have the money to pay off your lien until you sell the car and no buyer would purchase the car without the title how do you sell it?

find the title

Locate where the physical title is being held by your lienholder and explain that you are attempting to sell the vehicle. They should be able to have it ready for you at a local branch where you could conduct the transfer of funds and paperwork to the new owner. Make sure to get copies of the lien release and that the title also indicates that the lien has been released. It would all go rather smoothly and should not scare any potential buyers off. If your lienholder is not local to you however, you should contact them as they would most likely have a process for handling such a common transaction. If not you could always trade it in at a dealership?!

How do you sell a car you bought on finance?

You can sell your car to a dealer.If you do not owe more then bule book. on a trade in they will pay off the loan. But have some cash for a down payment at lease $1,000 dollars

Is a 14-year-old liable for an accidental shooting while duck hunting?

What do you mean by "liable". Do you mean financially? Probably not, but the parents probably are, but it will depend on the laws of the state. Do you mean morally, yes, the individual will feel responsible for the rest of his life. Depends on what the 14 year old shot accidentaly.

96 silverado 4 wheel drive indicator light doesn't come on and it doesn't go into 4 wheel drive?

4x4 dont work your actuater is blown it needs to be change it looks like a d-i-l-d-o on the front houseing with two black wires on it.to change it you got to unscrew it and pull it out. Answer Check the fuse first. Mine blew for some reason 3 - 4 years ago, I replaced it, it has not blown since. As I recall it was a yellow 25 amp fuse. If the fuse is good the "d-i-l-d-o" will need to be replace. I believe the correct name is thermatic actuator GM used these up until '96 I believe, shortly after they quit using them because they are prone to problems. They switched to a completely electrical actuator, you will want this one if it can be put in your truck as it messes up way less often, check with your dealer for interchangeability.

What kinds of cars will fit a Camac Athena harp?

I'm not too sure about Camacs, but I have a Lyon & Healy style 17, which is a semi-grande, and it fits great in my Nissan Murano. Also, any mini-van will fit a harp if you column-load it. When you go check out some cars at the dealerships, bring your harp cover to see if it will fit in the car. I know the Harp Column magazine (www.harpcolumn.com) puts out an extensive list of "harpmobiles" and ranks them on a number of factors. Hope I could help.

What are the differences between Chapters 7 and 11 and 13 bankruptcies?

There is a big difference between these two. Chapter 7 is known as a debt liquidation bankruptcy whereas chapter 13 is debt restructuring. Chapter 7 involves getting the majority of your debts discharged (although not all are an option) and chapter 13 reorganizes your debts and the court sets up a payment plan.

How do you become a licensed adjuster in TX?

In TX there is a 40 hour mandatory prelicense requirement for both P&C and All Lines Adjuster by the Texas Department of Insurance. Once you complete the 40 hour course and pass the state exam, you can become a licensed adjuster in TX.

The 40 hour pre-licensing course is also offered online through learninsurance.com. Upon completion of the online final exam of their course, you can immediately apply for your Adjuster Property & Casualty License as the actual Adjuster Exam is included in the course too. It is both convenient and less expensive to do the pre-licensing course online!

How can you buy a repo vehicle?

Copart Auto Auction has some repo vehicles. You can check them at http://www.easyexport.us/?a_aid=49e6f684c12b9. It's a dealer auction but you can get an access through one of the official brokers.

How do you find ownership of a mobile home in Texas?

Visit this web site http://mhweb.tdhca.state.tx.us/mhweb/title_view.jsp

If you filed chapter 13 after your car was repossessed and the bank was notified how long does it take to get your car released?

You only get the car back if you file for Chapter 13 before the bank auctions off the vehicle. If you file for Chapter 13 before the auction, the bank should turn over the property right away. If the bank won't cooperate, you may need to file a formal motion with the bankruptcy judge for a turnover order. The time to have the motion heard will depencd on the Court's workload, perhaps 4-6 weeks.

Do you have to pay for replacement title if your car is stolen?

Normally you have to. Never keep the title in the vehicle, keep it at home in a safe place or in a bank deposit box.

What are the lien holder right's to the vehicle once the owner is decased?

The same as before they died. They still hold the lien and it must be satisfied.

If I file bankruptcy can I add my mother's creditor with my bankruptcy?

Just because she is your mother, it does not mean that you are automatically liable for her debts. When you file for bankruptcy, you can include only those debts which you are liable either personally or as a co-signor or joint debts. If you are not a co-signor and you include your mother debt in your bankruptcy, you will be committing fraud and your petition will be dismissed. Once a bankruptcy petition is dismissed for fraud, there may be restrictions on future filings. Your mother will continue to be liable for the debt. If she is unable to pay the debt, she can file for bankruptcy to discharge the debt. For an official opinion, it is advised you seek legal counsel.

Can the repo man find out where you work How Any way to hide the info from them temporarily?

Yes the Repo man can find out where you work. I am a repo man. I repo 18 wheelers and equipment. I find out where people work all the time. The bank can run a credit check on you and if you have applied for a loan anywhere that reports to the credit reporting agencies then they will have your current address and place of employment. Also there is always some one who knows where you live, work, shop, go to church, ect............ The repo man will talk to your friends, neighbors, and realtives. He will offer all of them a finders fee. Sooner or later someone will talk. And then you are walking. I know of several ways to slow the repo man down. if anyone is interested they can contact me at mandr2gether at aol.com

What does it mean when a car turns over?

1) the vehicle is upside down

2) ownership has changed

3) common term describing cranking, or starting the engine

Can repossession agents come inside the fence of a business to get a car if the boss has told them to leave and not come back?

Guess what? Your boss didn't tell ME not to repo on his lot. It doesn't cover every repoman who may come to get your car. Now if he had a security guard to keep unauthorized visitors out... but he probably wont do that just to protect your car from repomen. maybe he should give you a raise so you can pay your notes..wouldn't that be better??

nice roosta.... I am glad I work in a fenced guarded work place... ha ha ha ha

NO they cannot trespass but as you can see from the above response legality means little to them.

If the authorized representative of the owner of the property or the owner of the property tells the repoman to leave, then the repoman has to leave. It cannot be a customer, janitor or employee unless they are considered a legal representative of the owner. It's kinda funny, my engine on my truck runs pretty loud and I can barely hear anyone who is yelling at me. I think they are yelling at me, usually it sounds like they are yelling "Hey, that's a nice truck!" but I can never be sure!

As I said before legality means little to these repo morons but after your car is gone it is to late.

From what I have read, if the repo man is told to leave he has to and is not supposed to return. However, the finance company can send out 25 different ones. Each time they have to be told to leave. A lot of times these repo people(I had a better word but I am being nice) think they are bounty hunters or above the law. That is when they get cocky and arrogant and eventually mess up.

Can a realtor change the amount of a lease after the lease has been signed by himself and the tenant and he has cashed the security and first payment checks as well?

Only if the lease contains a clause allowing the action to take place. Many leases will have a stipulation about rent increases and/or added fees. If there is none, then the terms agreed on are legally binding and any changes w/o the consent of all parties constitutes a breach of contract. Adding: What do you mean by "the amount of the lease"? As above, many leases are written as "Triple-Net," (also known as net-net-net or absolute net,) which means the Lessor may pass along the costs of utilities, insurance, and real estate taxes. Other leases may say that the common area (or unrentable part) of a building are shared expenses dependent upon your square footage and/or the total occupied square footage at any given time. Also, some leases have closing costs - especially if you've got a leasing agent involved; if your contract is so written then you're paying more for the space but not necessarily in terms of rent per square foot. OR, if something occurs which would otherwise render the lease void or unenforcable as it currently exists (either lease langugage or changes in law or regulation.) In effect, your old lease may be voided out and you then operate effectively with an oral lease. (Again, most leases have a clause, though, which says that if one part of a contract is unenforcable, the rest remains in force.)