Repossession

If they're repossessing vehicles which require one, or operating vehicles which require one in the course of their operations, yes.

When you finance or lease a vehicle, your creditor holds important rights on the vehicle until you've made the last loan payment or fully paid off your lease obligation. These rights are established by the signed contract and by state law. If your payments are late or you default on your contract in any way, your creditor may have the right to repossess your car. Talking with Your Creditor

It is easier to try to prevent a vehicle repossession from taking place than to dispute it afterward. Contact your creditor when you realize you'll be late with a payment. Many creditors will work with you if they believe you'll be able to pay soon, even if slightly late. Sometimes you may be able to negotiate a delay in your payment or a revised schedule of payments. If you reach an agreement to modify your original contract, get it in writing to avoid questions later. Still, your creditor may refuse to accept late payments or make other changes in your contract and may demand that you return the car. By voluntarily agreeing to a repossession, you may reduce your creditor's expenses, which you would be responsible for paying. Remember that even if you return the car voluntarily, you're responsible for paying any deficiency on your credit or lease contract, and your creditor still may report the late payments and/or repossession on your credit report. Seizing the Car

In many states, your creditor has legal authority to seize your vehicle as soon as you default on your loan or lease. Because state laws differ, read your contract to find out what constitutes a "default." In most states, failing to make a payment on time or to meet your other contractual responsibilities are considered defaults. In some states, creditors are allowed on your property to seize your car without letting you know in advance. But creditors aren't usually allowed to "breach the peace" in connection with repossession. In some states, removing your car from a closed garage without your permission may constitute a breach of the peace. Creditors who breach the peace in seizing your car may have to pay you if they harm you or your property. A creditor usually can't keep or sell any personal property found inside. State laws also may require your creditor to use reasonable care to prevent others from removing your property from the repossessed car. If you find that your creditor can't account for articles left in your car, talk to an attorney about whether your state offers a right to compensation. Selling the Car

Once your creditor has repossessed your car, they may decide to sell it in either a public or private sale. In some states, your creditor must let you know what will happen to the car. For example, if a creditor chooses to sell the car at public auction, state law may require that the creditor tells you the date of the sale so that you can attend and participate in the bidding. If the vehicle is to be sold privately, you may have a right to know the date it will be sold. In either of these circumstances, you may be entitled to buy back the vehicle by paying the full amount you owe, plus any expenses connected with its repossession (such as storage and preparation for sale). In some states, the law allows you to reinstate your contract by paying the amount you owe, as well as repossession and related expenses (such as attorney fees). If you reclaim your car, you must make your payments on time and meet the terms of your reinstated or renegotiated contract to avoid another repossession. The creditor must sell a repossessed car in a "commercially reasonable manner" - according to standard custom in a particular business or an established market. The sale price might not be the highest possible price - or even what you may consider a good price. But a sale price far below fair market value may indicate that the sale was not commercially reasonable. Paying the Deficiency

A deficiency is any amount you still owe on your contract after your creditor sells the vehicle and applies the amount received to your unpaid obligation. For example, if you owe $2,500 on the car and your creditor sells the car for $1,500, the deficiency is $1,000 plus any other fees you owe under the contract, such as those related to the repossession and early termination of your lease or early payoff of your financing. In most states, a creditor who has followed the proper procedures for repossession and sale is allowed to sue you for a deficiency judgment to collect the remaining amount owed on your credit or lease contract. Depending on your state's law and other factors, if you are sued for a deficiency judgment, you should be notified of the date of the court hearing. This may be your only opportunity to present any legal defense. If your creditor breached the peace when seizing the vehicle or failed to sell the car in a commercially reasonable manner, you may have a legal defense against a deficiency judgment. An attorney will be able to tell you whether you have grounds to contest a deficiency judgment. Remember this repossession will stay on your credit for 7 years.

"WHO CLAIMS YOU STILL OWE HIM MONEY"???IF you don't owe him money, CALL an ATTORNEY asap. That's simple. IF you DO owe him money, paying it is the cheapest way to get your car back. MERRY CHRISTMAS

Legally, ONE day. As long as you are in DEFAULT of your contract, the lender CAN repo the collateral. Read the contract for more on DEFAULT.

Your intentional destruction of the secured property would not only be another direct breach of the loan agreement and likely subject to additional financial penalties, it is almost certainly a crime and able to get you in legal trouble as well. Especially if the title isn't entirely in your name (as is done when the place you got it from "totes the note" and still has title), it would be auto theft. Now, if you parted it out and paid off the loan causing the lein, that may be a different story in the end, but only because no harm no foul. What's left of the vehicle would be of far less value and therefore would bring far less when sold, thus increasing the deficiency (the difference between what you owe and what they sell it for, plus attorney fees, etc.). There will likely be a lawsuit to collect the deficiency, thus you will owe far more than you would have and likely far more than you could sell the parts for.

The best avenue is to go to the office of the clerk of the criminal court where the case was brought, give them the case number and ask what information you can obtain. Many clerks' offices now have computer systems in their offices that are available to the public to investigate cases using case numbers or a person's name.

IT MEAN FOR THE ENGINE TO TURN OVER

4120

IF you list it on the B/K. it goes away, you dont owe it anymore.

The person should contact the BK trustee immediately. A trustee will generally give the debtor thirty days to bring the payment(s) up to date before requesting the "13" be dismissed.

I have used duac for a year and the reason its peeling is because the Benz perioxide is very drying....it's killing the bacteria....good luck. It makes my skin very itchy....

Read your CONTRACT. Most major lenders contracts require their permission to do so or you're in default. State laws? YES. DEFRAUDNG A SECURED CREDITOR. What I am asking is what are the legalities for taking a car out of state that the payments have not been madedo to loss of job. If a forwarding address has been left and the car has been in plain sight the entire time.

Yes

Answer: I take it you are talking about a trade in. You or the dealer will have to apply for a lost title.. simple.

lots of luck. I'm in the same boat.

You are eligible every 7 years .

You can see it if you look through the windshield on the driver's side.

The answer may vary by state, but generally yes. You would have a licensed dealer purchase a vehicle on your behalf. Yes!

Metal lol

Absolutely. Most charities would accept a new or used vehicle from a dealership.

find the title

Locate where the physical title is being held by your lienholder and explain that you are attempting to sell the vehicle. They should be able to have it ready for you at a local branch where you could conduct the transfer of funds and paperwork to the new owner. Make sure to get copies of the lien release and that the title also indicates that the lien has been released. It would all go rather smoothly and should not scare any potential buyers off. If your lienholder is not local to you however, you should contact them as they would most likely have a process for handling such a common transaction. If not you could always trade it in at a dealership?!

You can sell your car to a dealer.If you do not owe more then bule book. on a trade in they will pay off the loan. But have some cash for a down payment at lease $1,000 dollars

What do you mean by "liable". Do you mean financially? Probably not, but the parents probably are, but it will depend on the laws of the state. Do you mean morally, yes, the individual will feel responsible for the rest of his life. Depends on what the 14 year old shot accidentaly.

4x4 dont work your actuater is blown it needs to be change it looks like a d-i-l-d-o on the front houseing with two black wires on it.to change it you got to unscrew it and pull it out. Answer Check the fuse first. Mine blew for some reason 3 - 4 years ago, I replaced it, it has not blown since. As I recall it was a yellow 25 amp fuse. If the fuse is good the "d-i-l-d-o" will need to be replace. I believe the correct name is thermatic actuator GM used these up until '96 I believe, shortly after they quit using them because they are prone to problems. They switched to a completely electrical actuator, you will want this one if it can be put in your truck as it messes up way less often, check with your dealer for interchangeability.