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Repossession
Seizure of property bought on credit for which loan payments are not being received. Please note that when asking a car repossession question, it is often useful to include the state that you live in. This will enable people to give you better answers.
11,694 Questions
Can you get a parking ticket for no vehicle inspection sticker?
Depends on your local laws and ordinances. In Boston, MA, for example, not only can you get a parking ticket, your car can be impounded immediately as being "unfit for travel on a public way."
Can I trade in my car even though it won't pass a smog check?
You certainly can trade your car in even if it won't pass a smog check. Some people will even let you trade cars that don't run.
Does Oregon have a law against defrauding a secured creditor?
Look at ORS 164.135 (c) (2), does that qualify???
You need to sue them in civil court.
of course since you are using their income. of course since you are using their income.
How personal items are handled when a vehicle is repossesed is pursuant to state laws. However, even if said person(s) turned illegal substances over to the authorities, it is unlikely charges could be brought, it would in the majority of instances not be considered a legal search.
Is spilling salt considered good luck?
No it is bad luck that is why you have to throw it over you left shoulder to hit the demon in the eyes.
You cannot get the key to turn and come out of the ignition?
Key or ignition tumbler is worn. If you cannot remove the key, then you will have to remove the tumbler assembly and replace it. If you can get the key out, then try a key that is not used very often. If it works, have a duplicate made of that key and destroy the other key with the problems.
Do repo men have the right to open your gate and pass your no trespassing sing?
well what that happens to me i shoot them in the foot then the knee and finish off with head shoots lol no they are legally not if they do not have promission from someone in a high place, it like a worrent of some sort.i cann't remember who they need promission from but it someone high up
What are reposession laws in Minnesota?
Minnesota law 168A.16 states:
Unless otherwise agreed secured party has on default the right to take possession of the collateral. In taking possession a secured party may proceed without judicial process only if this can be done without breach of the peace. If not, a legal action may proceed. 9-503
In essence, the laws are the same as any other state. If you default on your vehicle loan, or any loan secured by property, possession of that property can be taken by the lender, and sale is to be used to offset the debt.
You'll notice the "Breach of Peace" comment at the end. Essentially this means that the repossession agent is going to sneak up to your property, or into your employer's parking lot and take the vehicle when you are not looking. If they are not able to succeed at this, a spotter car may be assigned and when you least expect it, saw when you are your local Walmart, or out grocery shopping, you will come out with all of your purchases to find your vehicle is not where you parked it, and some guy in a tow truck is waving at you as he drives away with it.
On power 1800cc turbo diesel focus?
I have exactly the same problem and have not solved it. So Ive researched. This is the most likely answer Ive come up with: www.fordscorpio.co.uk/replacemap.htm
If the cam belt snaps while the engine is running - its bye bye engine, as the valves and pistons will collide, causing major damage.
How do you disconnect a pass time of a car?
Find the pass time under the dash or wherever it is by following the remote sensor eye to the box. There is a five wire plug attached to the pass time device. Disconnect this plug. You can take the pass time out now but your car wont start. To solve that, cut the purple and the blue wires from the plug you just disconnected. Strip the insulation off the ends and twist and solder them together. You can use a crimp if you'd like too but solder would be better. Wrap electrical tape over the exposed splice. Cover the end of the plug with tape as well just to be safe. Tie the wires out of the way with a cable tie and put whatever you took apart to get to it back together. You are then done.
If you want to simply disable the device from affecting your starter but leave it in the car so that it will still take codes and "appear" to be working, then leave the device plugged in and just splice the purple and blue wires together as before.
It's probably illegal to do this unless you have paid off you car, so I'd check that first.
If your car is paid off chances are the dealer will remove it for free if you ask since he could then reuse the device and they do cost more to buy than to pay to have removed and installed.
Firstly can I tell you that you are not alone, many people have problems when they go to the toilet and admitting you have this problem is the first step. I find crp a rather disturbing and vulgar word so from here on in I shall use the term 'poo'. Its very normal to have problems passing and if you find you are a bit blocked then its most likely a doctor who can help, if not then maybe counsilling or therapy might help you overcome your fear of the toilet. Best of luck,
Can you reinstate an auto loan after repossession in the state of Washington?
If the lender agrees, yes. The matter is entirely up to the lender because the borrower is in default.
Don't worry if you can't pay the whole amount.When you bought the car you couldn'tpay the whole amount that's why you got a loan.First thing you want to do is make sure the lenders defiency amount is correct sodemand in WRITING that they send you copies of original receipts for all expensesthey hit you with and calculate the loan numbers yourself, if see something that looks fishy call it out even what the car sold for.Conduct all corespondence with lender or their agents in writing!!!!!!!!!!!!! Andread everything they send very very carefully.They will lie,cheat whatever it takes to get your money.
The only leverage you have is the threat of bankruptcy so use that to your advantage.Just be aware that in oct.2005 a new bankruptcy law goes into effectwhich makes it more difficult to wipe out your debts.
The lender will probably make an offer to settle the debt for less than the fullamount but only if pay it all at once.They may offer to let you make payments butthe final amount will be even more than the $32,000.Again get everything in writing and read it before you sign anything.
AnswerThe problem is, I already filed Bankruptcy 2 years ago. I really appreciate the response. I guess I have a tough choice to make, try and catch with my payments or volunterily turn it in AnswerSlow down here, If you still have the car you should try and sell it ASAP.you will get more(maybe much more) for it than if you have repoed(it makes no difference if you voluntary give it back or if the bank repos it, maybe $200.00bucks but they still report it on your credit as a repo) and the bank auctions it.The bank doesn't care what they get at auction because you get to pay the difference.Look up the Blue Book Value(goto Google) of your car as a starting point to find out what it is worth.Contact the lender to see if you can roll your past due payments into the end of the loan that can help buy you some more time.The bank has title to the car so they will have to approve the sale assumingyou find a buyer but you will get a much better price than a bank auction.Keep your chin up we've all been there.No, once the contract is signed a buyer is now the legal owner of the vehicle, assuming the payments are made on time. Some dealerships offer specials which include a 3 day promise but there are no laws that enforce this.
What is the average time limit of non-payment of a vehicle before it gets repossessed?
Depends on the company. Average 2-6 months.
Is a Verbal contract enough to get a car repair?
It depends on your state and county law. In FL, verbal contracts are defended in court but you must have a witness and it is considered a civil matter, You would have to take the plaintiff to court if they break the agreement, you can't just simply call the cops. Either way, it doesn't take very much to hand write a receipt and come to an agreement with a witness. Good luck.
What happens if you are facing repossession?
At the minimum, repo people will take you car, leaving you on the hook for the balance of the loan plus towing charges, and your credit is wrecked for about 5-7 years. You're better off (but not by much) if you do a voluntary repo; your credit is still going to be affected but not quite as bad (you can also write the credit companies & have them put a note in your file if extenuating circumstances (i.e., lost job, high medical bills, etc.) exist. Talk to the credit people-that's your best option.
