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Repossession

Seizure of property bought on credit for which loan payments are not being received. Please note that when asking a car repossession question, it is often useful to include the state that you live in. This will enable people to give you better answers.

11,694 Questions

If my friend got there car taking to an impound how do i locate it to get my stuff out if his car?

The police department that towed the car will know where the car is and can give you that information. The tow yard is going to require the title holder to be present (with an ID) or they may allow a written note from the owner to release your items that are in the car. The tow yard is able to tell you exactly what you need to do.

If you agreed to split property in the divorce and your husband stops paying for his car what can you do to keep yourself from being charged for it?

The divorce decree has NOTHING to do with the contract between the lender and whomever signed it. IF your name is on the contract, you will be responsible for the balance due until it is paid in full or discharged by B/K. The first thing to TRY is get possession of the car and sell it.

What rights do you have if repossession company comes to your house and tries to repo your car by accident thinking it is another vehicle because they didnt check the vin or tag number legal action?

If you sustained any damage due to this mistake, then take them to court. If no damage was sustained other than they just came to your house and made a mistake, forget it.

AnswerDid they actually take the wrong vehicle? If so, it is wrongful repossession and they will pay through the nose. If they merely just walked on your property then not really much you can do. AnswerYou should at the very least contact an attorney to see if you have any recourse.Then you should contact the bank or lending institution and voice your displeasurewith this moron......he shouldn't be in the business of repoing cars .....parkingcars maybe.... but even that's a stretch.

Your car hit a pothole and there was a loud thump then a bad sewer smell in the car with no leaking or smoke evident so is there something wrong?

The Smell Would Not Indicate Any Trouble. If It Doesn`t Seem To Make A Strange Noise Or Steer Differently It Should Be OK. I Suggest You Have Your Garrage Put It On A Rack & Check It Out. Don`t Just Take It Anywhere Only Someone You Trust. Best To You The first thing that popped into my mind when I read this is the disgusting smell of differential oil, its possible you've damaged the rear diff. answer sounds to me like u hit the catalictic converter and damaged it the damage doesnt mean u have a hole in it, but a dent can mess up the insides of catalictic converter get under car and look to see if this is banged up.

Is it worth buying a impounded car?

Yea you can find something nice like this for a low price http://www.governmentauctions.org/2009/11/2005-ford-taurus-se-grab-bull-by-its.asp That looks to be a seized vehicle as well

What if you sell cars for profit with no license?

You can sell up to a certain number of vehicles without a license. This varies from state to state. In some states if you sell even 1 for profit you need a license.

What does the renter do after being locked out of rental by the sheriff's department in California?

== == You obviously haven't paid your rent so the rental manager has the right to lock up your contents. Until you pay back rent there is nothing you can do.

What do you do when you lock my keys in the car?

Call a locksmith or some towing company have slim Jim and will unlock your vehicle for you for a small fee.

How do you get a copy of the Collateral Recovery Act?

in California, the Collateral Recovery Act, begins with Section 7500 of the California Business and Professions Code. The website is http://www.leginfo.ca.gov/cgi-bin/calawquery?codesection=bpc&codebody=&hits=20

If you buy a used car from a used car salesman and you want your money back how long do you have before it is too late to receive your money?

you have to look at the contract, or the bill of sale. You should have a 3 day right to recend on the deal. Most states have a 3 day rule Contact your local DMV and ask them what the state law is on that.

Your car was awarded to you in a divorce Both your names are on the title how do you get your ex-husbands name off the title The car is paid for?

Since it was awarded to you, he needs to sign the title. You can take the title in as well as the paperwork from the divorce which proves you get the car to the county auditor's office (or the place where you get a registration) and get a new title ordered plus a registration.

What will happen if you are late with car payments?

If you are late, depending on who you owe, you can get taken to a collection agency, charged fines and/or have your car repossesed. I actually know two people who couldn't do the payments, it may have been for a couple of months, and their cars were repossesed.

What can you do if there is an existing warrant for your arrest and the person admits they lied to get the warrant issued?

If it is an 'active' warrant you have little choice but to turn yourself into law enforcement in order to start getting your name cleared. Once you do and the police start to investigate the circumstances of the situation - and you give them your information about the complainants perjury - they will take the proper and necessary action.

If their investigation confirms your information, be sure to ask the court that your records be expunged of the warrant, the arrest, and any subsequent court action.

Is it illegal to block a vehicle that is up for reposession in North Carolina?

If you're on private property, and the vehicle is parked in a manner which is deemed acceptable by the homeowner's association (if you're subject to one) or any other applicable laws/ordinances, then no. If, for example, access to the vehicle is blocked by another vehicle, there's nothing the repossessors can legally do - they're only permitted to enter the vehicle being repossessed. If there's a fence and a locked gate, they're not permitted to cross it.

However, it'll ultimately serve only to delay the inevitable. Repossessors often work like private investigators, and will stake out for an opportunity to acquire that vehicle. If you took that vehicle to work, they would most likely acquire it during that time, and you'll find out when the repossessor comes into your place of work asking if you'll hand over your keys. Once they've got a vehicle hooked to the vehicle they're repossessing, that vehicle is theirs - with or without the keys - and there's really nothing you can do about it at that point. The worst thing you can do is try hiding the vehicle and telling them you don't know where it is - at that point, they go to the police and report it as stolen.

So, unless you plan on keeping that vehicle there and leaving it blocked, it's a bit pointless a thing to do. If they want it bad enough, they're going to get it.

Who should you call if your neighbor has a vehicle in front of his house that he says he's hiding for a friend because it's wanted by the repo man?

If it is sitting in front of a house it can't really be considered hidden. The owner of the vehicle (unless a court has issued a warrant for the owner or seizure order for the vehicle), can park the car wherever he/she chooses. I see no reason why anyone else needs to get involved. There aren't any laws being violated by not reporting the alledged "wanted vehicle."

You changed your mind on a car can you take it back?

No. Once you make the deal and sign the title and bill of sale, then you are legally obligated to stick to the deal.

What is a late charge fee?

A late charge fee is extra money on top of your regular monthly bill that you have to pay should you happen to be late on your insurance payment.

If you live in the state of Georgia and you voluntarily gave your car back can they start proceedings and put a lien on your home?

Unless the State of Georgia's laws specifically allow for conversion, no. A car loan cannot turn into a home loan unless you make it that way. The only thing a finance company can do (unless otherwise stated in the contract you signed) is take you to court and get a judgment placed against you. Also, just because you voluntarily turned in the vehicle doesn't mean you don't owe them any more money. You are still liable for the balance after they auction the vehicle.

How do you find proof of ownership using a VIN or HIN?

A dealer for that brand of boat may be able to look it up for you. The fish and game service may be able to trace it down also.