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Repossession

Seizure of property bought on credit for which loan payments are not being received. Please note that when asking a car repossession question, it is often useful to include the state that you live in. This will enable people to give you better answers.

11,694 Questions

How do you disconnect a pass time of a car?

Find the pass time under the dash or wherever it is by following the remote sensor eye to the box. There is a five wire plug attached to the pass time device. Disconnect this plug. You can take the pass time out now but your car wont start. To solve that, cut the purple and the blue wires from the plug you just disconnected. Strip the insulation off the ends and twist and solder them together. You can use a crimp if you'd like too but solder would be better. Wrap electrical tape over the exposed splice. Cover the end of the plug with tape as well just to be safe. Tie the wires out of the way with a cable tie and put whatever you took apart to get to it back together. You are then done.

If you want to simply disable the device from affecting your starter but leave it in the car so that it will still take codes and "appear" to be working, then leave the device plugged in and just splice the purple and blue wires together as before.

It's probably illegal to do this unless you have paid off you car, so I'd check that first.

If your car is paid off chances are the dealer will remove it for free if you ask since he could then reuse the device and they do cost more to buy than to pay to have removed and installed.

Were to take crp classes?

Firstly can I tell you that you are not alone, many people have problems when they go to the toilet and admitting you have this problem is the first step. I find crp a rather disturbing and vulgar word so from here on in I shall use the term 'poo'. Its very normal to have problems passing and if you find you are a bit blocked then its most likely a doctor who can help, if not then maybe counsilling or therapy might help you overcome your fear of the toilet. Best of luck,

What if after your car is roped and they sell your car at an auction what happens if you cant pay the deficiency all at once were talking you owe 32000 on a 2003 Honda S2000?

Don't worry if you can't pay the whole amount.When you bought the car you couldn'tpay the whole amount that's why you got a loan.First thing you want to do is make sure the lenders defiency amount is correct sodemand in WRITING that they send you copies of original receipts for all expensesthey hit you with and calculate the loan numbers yourself, if see something that looks fishy call it out even what the car sold for.Conduct all corespondence with lender or their agents in writing!!!!!!!!!!!!! Andread everything they send very very carefully.They will lie,cheat whatever it takes to get your money.

The only leverage you have is the threat of bankruptcy so use that to your advantage.Just be aware that in oct.2005 a new bankruptcy law goes into effectwhich makes it more difficult to wipe out your debts.

The lender will probably make an offer to settle the debt for less than the fullamount but only if pay it all at once.They may offer to let you make payments butthe final amount will be even more than the $32,000.Again get everything in writing and read it before you sign anything.

AnswerThe problem is, I already filed Bankruptcy 2 years ago. I really appreciate the response. I guess I have a tough choice to make, try and catch with my payments or volunterily turn it in AnswerSlow down here, If you still have the car you should try and sell it ASAP.you will get more(maybe much more) for it than if you have repoed(it makes no difference if you voluntary give it back or if the bank repos it, maybe $200.00bucks but they still report it on your credit as a repo) and the bank auctions it.The bank doesn't care what they get at auction because you get to pay the difference.Look up the Blue Book Value(goto Google) of your car as a starting point to find out what it is worth.Contact the lender to see if you can roll your past due payments into the end of the loan that can help buy you some more time.The bank has title to the car so they will have to approve the sale assumingyou find a buyer but you will get a much better price than a bank auction.Keep your chin up we've all been there.

You signed a new car contract on Saturday and took delivery of the car you have many doubts about whether you should have traded your car Is there any way to back out of the deal and trade back?

No, once the contract is signed a buyer is now the legal owner of the vehicle, assuming the payments are made on time. Some dealerships offer specials which include a 3 day promise but there are no laws that enforce this.

Is a Verbal contract enough to get a car repair?

It depends on your state and county law. In FL, verbal contracts are defended in court but you must have a witness and it is considered a civil matter, You would have to take the plaintiff to court if they break the agreement, you can't just simply call the cops. Either way, it doesn't take very much to hand write a receipt and come to an agreement with a witness. Good luck.

What happens if you are facing repossession?

At the minimum, repo people will take you car, leaving you on the hook for the balance of the loan plus towing charges, and your credit is wrecked for about 5-7 years. You're better off (but not by much) if you do a voluntary repo; your credit is still going to be affected but not quite as bad (you can also write the credit companies & have them put a note in your file if extenuating circumstances (i.e., lost job, high medical bills, etc.) exist. Talk to the credit people-that's your best option.

If my friend got there car taking to an impound how do i locate it to get my stuff out if his car?

The police department that towed the car will know where the car is and can give you that information. The tow yard is going to require the title holder to be present (with an ID) or they may allow a written note from the owner to release your items that are in the car. The tow yard is able to tell you exactly what you need to do.

If you agreed to split property in the divorce and your husband stops paying for his car what can you do to keep yourself from being charged for it?

The divorce decree has NOTHING to do with the contract between the lender and whomever signed it. IF your name is on the contract, you will be responsible for the balance due until it is paid in full or discharged by B/K. The first thing to TRY is get possession of the car and sell it.

What rights do you have if repossession company comes to your house and tries to repo your car by accident thinking it is another vehicle because they didnt check the vin or tag number legal action?

If you sustained any damage due to this mistake, then take them to court. If no damage was sustained other than they just came to your house and made a mistake, forget it.

AnswerDid they actually take the wrong vehicle? If so, it is wrongful repossession and they will pay through the nose. If they merely just walked on your property then not really much you can do. AnswerYou should at the very least contact an attorney to see if you have any recourse.Then you should contact the bank or lending institution and voice your displeasurewith this moron......he shouldn't be in the business of repoing cars .....parkingcars maybe.... but even that's a stretch.

Your car hit a pothole and there was a loud thump then a bad sewer smell in the car with no leaking or smoke evident so is there something wrong?

The Smell Would Not Indicate Any Trouble. If It Doesn`t Seem To Make A Strange Noise Or Steer Differently It Should Be OK. I Suggest You Have Your Garrage Put It On A Rack & Check It Out. Don`t Just Take It Anywhere Only Someone You Trust. Best To You The first thing that popped into my mind when I read this is the disgusting smell of differential oil, its possible you've damaged the rear diff. answer sounds to me like u hit the catalictic converter and damaged it the damage doesnt mean u have a hole in it, but a dent can mess up the insides of catalictic converter get under car and look to see if this is banged up.

Is it worth buying a impounded car?

Yea you can find something nice like this for a low price http://www.governmentauctions.org/2009/11/2005-ford-taurus-se-grab-bull-by-its.asp That looks to be a seized vehicle as well

What if you sell cars for profit with no license?

You can sell up to a certain number of vehicles without a license. This varies from state to state. In some states if you sell even 1 for profit you need a license.

What does the renter do after being locked out of rental by the sheriff's department in California?

== == You obviously haven't paid your rent so the rental manager has the right to lock up your contents. Until you pay back rent there is nothing you can do.

What do you do when you lock my keys in the car?

Call a locksmith or some towing company have slim Jim and will unlock your vehicle for you for a small fee.

How do you get a copy of the Collateral Recovery Act?

in California, the Collateral Recovery Act, begins with Section 7500 of the California Business and Professions Code. The website is http://www.leginfo.ca.gov/cgi-bin/calawquery?codesection=bpc&codebody=&hits=20

If you buy a used car from a used car salesman and you want your money back how long do you have before it is too late to receive your money?

you have to look at the contract, or the bill of sale. You should have a 3 day right to recend on the deal. Most states have a 3 day rule Contact your local DMV and ask them what the state law is on that.

Your car was awarded to you in a divorce Both your names are on the title how do you get your ex-husbands name off the title The car is paid for?

Since it was awarded to you, he needs to sign the title. You can take the title in as well as the paperwork from the divorce which proves you get the car to the county auditor's office (or the place where you get a registration) and get a new title ordered plus a registration.

What will happen if you are late with car payments?

If you are late, depending on who you owe, you can get taken to a collection agency, charged fines and/or have your car repossesed. I actually know two people who couldn't do the payments, it may have been for a couple of months, and their cars were repossesed.

What can you do if there is an existing warrant for your arrest and the person admits they lied to get the warrant issued?

If it is an 'active' warrant you have little choice but to turn yourself into law enforcement in order to start getting your name cleared. Once you do and the police start to investigate the circumstances of the situation - and you give them your information about the complainants perjury - they will take the proper and necessary action.

If their investigation confirms your information, be sure to ask the court that your records be expunged of the warrant, the arrest, and any subsequent court action.

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