Repossession

It depends on your state laws what it is called.Usually not called 'auto theft" but isn't that what it amounts to?Here is a NC law I had open at the time.§ 14-115. Secreting property to hinder enforcement of lien or security interest. Any person who, with intent to prevent or hinder the enforcement of a lien or security interest after a judgment or order has been issued for possession for that personal property subject to said lien or security interest, either refuses to surrender such personal property in his possession to a law enforcement officer, or removes, or exchanges, or secretes such personal property, shall be guilty of a Class 2 misdemeanor. (1887, c. 14; Rev., s. 3436; C.S., s. 4288; 1969, c. 984, s. 3; c. 1224, s. 1; 1987 (Reg. Sess., 1988), c. 1065, s. 2; 1989, c. 401; 1993, c. 539, s. 57; 1994, Ex. Sess., c. 24, s. 14(c).) (2) If that maximum punishment is more than 30 days but not more than six months imprisonment, it is a Class 2 misdemeanor; and

If the Chapter 13 is dismissed and the loan is not current, then yes they can repossess the car. By "current," I mean go back to the day you originally bought the car. If you were supposed to pay $250/mo since then, if $250/mo has not been paid since then, it is behind and they can repossess. In other words, if they did not get a payment for 6 months while you were in the Chapter 13, then that car is 6 months plus late fees behind, all of which must be caught up or they can - and usually will - repossess the car. Please note that nothing in this posting or in any other posting constitutes legal advice; this is simply my understanding of the facts and law, which I do not warrant, and I am not suggesting any course of action or inaction to any person. Speak to a lawyer for specific advice. If you have any questions, please refer to a lawyer in your jurisdiction. Thanks! Only if the creditor got a relief from stay in your chapt.13 bankruptcy.Otherwise, they have to wait until your case is closed by the court, not just dismissed.

Not a good idea. What if the guy doesn't really HAVE the pink slip? What if he owes a lot of money to the bank and that's why he can't get the pink slip for you? What if he has sold it to someone else and given THEM the pink slip and you just get a bill of sale? No, go to the DMV and get a replacement title and have him sign it over THERE. ----------------------------------------------------------------------------------- Do not ever buy a car without a "clean" title (without liens). I am not sure what the law in CA is but cars that are 20 years or older do not require a title in many states. Y-THINK-Y

Brakes may holding the free ride of the car back. The decelerating makes me think this.

i have a different answer if you just mean the car is hesitating to go. like u give it gas and it just wont get the power to take off, it will get up to speed, but only after like half a mile.

1. it could be your sparkplugs/sparkplug wires, if they are correded or just worn out, they won't produce a sufficient spark which will not ignite the fuel in the combustion chamber, which means either you wont go, or you'll "creep" up to speed from the little sparks you're getting. could also be a sparkplug wire problem, i suggest cleaning your sparkplugs first,then trying(remember to do them 1 at a time to prevent misplaced wires,huge problem if you do)or just buy them at an auto store. i just bought 8 for $15. cheap easy fix. if that dont work try the plug wires.

hope it helps

gdawg88

With any dist type ignition system you should have put back the dist pointing in the direction it was when you pulled it out. But lets say you forgot or someone cranked the engine over. Just find where Number one cylinder is. Its usually the one on the head that is farthest forward.If not sure check the shop manual or goto a parts house and maybe there is a ford/mercury/Lincoln repair manual you can peek at. Okay remove the sparkplug for hole number one. Disconnect the coil wires...any will do so that it will not shock you. Crank the engine and you should hear a HOOSHING noise. That's cylinder number one on the compression stroke. AS you doing that check the fromt harmonic dampner and you should see the timing mark go by just as its "HOOSHING". When the engine is about to go hoosh the timing mnark should line up to the timing tab at zero degrees.Now just plop the distributor in and line up the rotor and have it point to number one ignition wire. If the distributor does not fall in its because your oil pump shaft hex shaft did not line up. Just adjust it by turning it ever so little. Slam dunk the distributor in and your set.

Second way is to remove the valve cover where number one is and crank the motor to view number ones rocker arms. Just crank till you see a pattern.....you want to see intake rocker open the valve...then close...the piston is at TDC...then the exhaust will open then close....piston comes up again...then down...intake is going to open..when it closes..its at TDC - check your harmonic dampner to confirm. (tdc = top dead center)

The bottom line is it really doesnt matter where the rotor points as long as its pointed in sync with the ignition wire its suppose to fire at the right given time. In the interest of keeping the factory wires "tidy" we strive to keep it as oem (original equipment manufacturer) as possible.

I am a repo agent and this is how our company handles it but there are many different policies and regulations across the nation so do keep that in mind. I allow the debtor to retrieve their personal effects when they surrender the keys. most companies will allow you to get your stuff at no charge if the keys are surrendered but some do charge a storage fee for inventory of such possessions. our state gives ninety days and then the items are disposed of. you may have to do a little research of your state laws and regulations though. personally i think this agent should have let you have your stuff UNLESS you were threatening or abusive. good luck though. As for you personal items, those can be retrieved from the tow company (go through your reinstatement with your finance company first) and when you pick up your car, you can ask there. And yes of course you can have your keys back.

This from another repo man:

There is a constitutional issue involved in repossesions that most repo agents and vehicle owners are not aware of. The only legal way to repossess a vehicle is with a court order and by a court bailiff. In most cases "self help repossesions" are the norm. However, the language of the law is "self help repossesions" are permitted as long as there is no breaking of the peace. Therefor, if the vehicle owner states his objection to the repossesion and the repo agent proceeds to take the vehicle over the objections of the owner, this is considered as a breaking of the peace and it then becomes an unlawful repossesion, with SERIOUS sanctions on the repossesor and lienholder! So, if you are having your car repossesed , and you are present, and the repo man doesn't let you get your personal property out of the vehicle: SEE A LAWYER; you'll get a lot more than your personal property back!

I assume you bought it on payments, You can return it, BUT, That is called, Voluntary Repossesion, That is as bad for your credit as A regular repo., I suggest you sell it and pay the bank, Or, talk to the bank to see if they will take it back without giveing negative report, THIS IS HIGHLY UNLIKELY, But they can not report you for asking, If not, ask if they have A lot where they put their repo's, If so ask if you can put it there and continue making payments until it sells,,,,,, Your last option to get rid of car and still keep your credit score is,(ALL this is the question, I am not going from A question to A statement)>>>> Ask if you can get A personal loan and sell the car for what you can get,,,,,,,,,, Why would you do this? This is why>> You bought the car, Its worth $5000.00, You owe $5800.00, everyone offers $4800.00 for it, There is A $1000.00 gap to fill, You do not have A grand in cash, but you really want to get rid of car, You borrow the thousand from the bank and sell the car, give the $4800.00 to the bank, Now you have 12 payments of about $94.50 A month, You can handle that payment, and keep your credit too.,,,,,,,,,Good luck, Jamison.,,,,,,

$104.00 is the cost of renting a car from Fast Cars if the rental fee is 11.00 per day for five days 0.24 a mile for gasoline and 5.

That is the only way you can repossess a vehicle. Repossession comes under the UCC which grants a lienholder the right to repossess but only if they have perfected their lien by filing it on the title. One caveate is in most states the lienholder can not repossess a vehicle that is under a mechanic's lien without first paying that lien.

Reckless Driving "If the citation states 'followed another vehicle too close than is reasonable' is it considered as reckless? "

This is the traffic ticket description of the violation. You need to check the statute number on the ticket to determine the exact charge. You can do this by calling the DMV or doing an online search of the code of laws in your state.

Reckless is considered a very serious charge with the possibility of a license suspension or jail time in almost all states. Following too closely is a minor moving violation. Normally for the officer to charge you with reckless there would be more involved than just following too close. An example of reckless would be if you were speeding, weaving in and out of traffic and then hit someone in the rear.

The exceptions are the states like Virginia that have decided to make speeding an automatic reckless violation if you exceed certain limits. In Virginia reckless is speeding 20mph over the speed limit or any speeding over 80mph.

lwpat

Write a contract for the exact amount and that it is "as is" . You want how it will be payed for in it as well. Take this person to the DMV to be sure the registration is changed into their name. You can get a blank contract on line or at a bookstore. Make sure you have everything down in writing for the deal and both of you sign. Get a notary to sign as well. Leave no question unanswered.

most likely California

Possibly warped or bent wheel. Also make sure all lug nuts are torqued to the proper specs.

Nonproliferative retinopathy has a better prognosis than proliferative retinopathy. Prognosis depends upon the extent of the retinopathy, the cause, and promptness of treatment.

On some vehicles you can just look in the front lower driver side windshield. My 92 geo storm has it right there.

License to repo?? In some states yes..just a few. Paying them to "find" the cars??? that could be as simple as paying a secretary to call debtors on the phone or paying someone to drive by certain addresses looking for a certain brand,model and color of car. You dont have to have a license to make phone calls or to ride around with your eyes open. Exactly what do you mean???

Absolutely. Any creditor action including repossession cannot be taken after the filing of a BK and/or before the BK is completed and discharged. The vehicle will have to be returned to the borrower to await action by the lender such as requesting the BK stay be lifted or a reaffirmation agreement made between the lender and borrower.

Depends on what you consider an "image". New Jersey in 1908 started attaching an embossed seal to the license plate, which has an image stamped into it. In 1910, Michigan had their State Seal figured into the porcelain enamel on their plates, until 1914, so that is a detailed image. But in 1917 Arizona stamped an image of a bull's head into their steel plates to advertise the cattle exports.

Depends on what you consider an "image". New Jersey in 1908 started attaching an embossed seal to the license plate, which has an image stamped into it. In 1910, Michigan had their State Seal figured into the porcelain enamel on their plates, until 1914, so that is a detailed image. But in 1917 Arizona stamped an image of a bull's head into their steel plates to advertise the cattle exports.

A 16 year old cannot move out of their parents house in New York. You must be at least 18 years old per the laws in New York.

What you are seeing is a "Anti static strip" . the strip peridiocally touches the road discharging any built up static electricity.

Main reason for the strip is to help prevent car sickness, secondary reason is, the possibility of static spark when fueling is reduced/eliminated.

hi everone what is so funny you r un kool

Generally, no. When a vehicle is sold and bought between private individuals, the vehicle is usually sold "as is, where is, with no warranties whatsoever, either express or implied." There are a few defenses/arguments if you signed a specific contract or were under the impression, let's say, that it had a new clutch and it didn't. The seller isn't allowed to lie about anything, but at the same time, s/he doesn't have to disclose anything unless s/he knows that you believed that certain fact. This is why I say generally no, because these things are hard to prove and usually require a lawyer and going to court. The only other way that you can return something is if the seller said that that would be okay.

Every Year.

The Kelly Blue Book is the "Bible" of the Car Industry. The "Lease-end" Value is a projection of what the car will be worth "Wholesale" (not Retail) at the end of the "Term" This assumes you stay within the miles allowed for the Lease. Generally 10-15K per year.This also assumes the condition of the vehicle is in the "normal wear and tear" guidelines.

Actually, lease-end values are available in the ALG guide published monthly. ALG is the bible for the lenders who do leasing or any other residual-based financing. Kelly Blue Book, NADA Bluebook and Blackbook are used principally to determine trade-in value, loan value or suggested retail. Kelly is used primarily in the western states but NADA bluebook is the standard for the central/southwest/eastern parts of the US. Bluebook value and " residual value " are not the same thing, so don't confuse the two-they are in no way related.

When entering a lease please know that there are 2 kinds of lease 1) open end (bad) 2) closed end (good) This is baced on Nebraska law and lease. As far as I know open ended leases are not offered any more but please watch for them. If you enter a closed end lease the price of the car is set at the dealership before you ever leave. The way we determan that price has to do with the residual this is "the amount that the leasing co. projects you will use of the car".I.E. you lease a Impala for $20000 the residual is 50% we take $10000 and put it away the other $10000 is taken times a lease factor(apr) and divided by term this will give you payment. Now your price in my lease is for the used car at full term is $10000 + a "fixed purchase price increment" at our dealership $500 + a $50 Doc Fee for a end price of $10550. YOU SHOULD KNOW THE PRICE BEFORE YOU SINE A LEASE!!There are opts. at the end of a lease like turn the car in,buy the car and keep it or buy the car and trade it.