Mortgages

To find your mortgage survey, you can request a copy from your mortgage lender or contact the surveyor who conducted the survey. You can also check with your county or local land records office as they may have a copy on file.

An environmental quality survey is a method used to assess and evaluate the condition of an environment in terms of air, water, soil, and biodiversity. It typically involves gathering data on pollution levels, ecological health, and other indicators to determine the overall quality of the environment. The results of such surveys can help inform decision-making processes aimed at enhancing environmental protection and sustainability.

A Deed in Lieu Foreclosure can impact Social Security benefits if the forgiven debt is reported as income, potentially increasing the recipient's income and affecting benefit eligibility. It is important to consult with a tax professional to understand the implications on Social Security benefits.

The Redemption period in Kansas is 3-12 months after the foreclosure, depending on the amount of money (as a percentage) that has been applied to the principal balance. To redeem and sell after the foreclosure, the borrower has to re- pay the amount of the highest bid at Sheriff's Sale-- in addition to applicable interest and other fees. Many times, that offers a nice opportunity for both sellers (to walk away with cash and salvage a bad situation) and buyers (to purchase under the market prior to the home becoming property of the bank).

Several states have statutory rights of redemption after foreclosure, including Alabama, Connecticut, Delaware, Iowa, Minnesota, Mississippi, Missouri, Tennessee, and Wisconsin. These states allow homeowners a period of time after foreclosure to buy back their property by paying the outstanding mortgage debt.

In certain cases, deficiency judgments are allowed in Minnesota after a foreclosure.

While they may be allowed in a judicial foreclosure proceeding, the amount of the judgment may be limited by the fair market value of the property that was foreclosed on. Homeowners have the right to a jury trial to determine the fair market value of the property.

If nonjudicial foreclosure is used with a power of sale clause in a deed of trust, and the six month redemption period is available to the homeowners after foreclosure, a deficiency judgment is not allowed.

Minnesota statutes relating to foreclosure of real estate are located at the following place in the state laws:

Minn. Stat. sections 580.01 to 580.30

In Florida, a judgment is a court ruling that confirms a debt owed by a party. A foreclosure sale date is set when a property owner fails to repay a mortgage, and the lender seeks to sell the property to recover the debt. This process allows the lender to auction the property to the highest bidder in order to satisfy the outstanding mortgage debt.

Generally, if you are the owner you should be prepared before the foreclosure sale. You will be given notice of the time and date of the foreclosure sale. When the foreclosure sale takes place and the property is sold you will no longer have the right to enter the premises. You should remove your personal belongings before the sale.

anything from £750 and upwards. depends on the value of the property too. if there is more ground to cover then the cost would be higher. then you have the fact that there are independent surveyors and companies. the location can make a difference too. for example, London vs west midlands. sometimes there is that south vs north price difference. if you want any additional enquiries carried out then this may have a cost attached too.

Antarctica has the lowest birth rate of any continent as it has no permanent population, making the birth rate 0.

Of the populated continents, Europe has the lowest birth rate at about 2 children per mother.

The country with the lowest birth rate in the world is Monaco, with a birth rate of around 6 births per 1,000 people. This low birth rate is due to factors such as limited space, high cost of living, and an aging population.

You can obtain a legal description of your property by checking your property deed, which typically includes a legal description. This description will outline specific details about the property boundaries, size, and location. You can also contact your local county assessor's office or hire a surveyor to provide an official legal description.

Yes, an emancipated minor may be able to own a house because they have the legal status of an adult. However, they may face challenges such as obtaining a mortgage or entering into contracts due to their age. It is essential for them to seek legal advice and support to navigate the complexities of homeownership as a minor.

A survey is a detailed map/plot of the general layout of your home and lot. It contains all of your homes boundaries. It also maps out the home's buried utility lines. It also gives an exact location of your property with a lot/block description and may even contain degrees. A survey is required on every new home purchase if you are taking a mortgage on the property. Even if you are not taking a mortgage, a survey allows your title company to remove any exceptions to title insurance coverage that would otherwise be disclosed by an accurate survey.

Over time, fences and walls may have encroached over the property line, so the survey provides certainty that the lot you are purchasing has the expected boundaries and easements.

In 1977 redlining was outlawed by the Community Reinvestment Act. The Act provided that commercial banks and savings institutions have an obligation to help serve the credit needs of their entire community, including low and moderate income borrowers. It also required that those institutions serve the needs in a manner that was consistent with safe and sound banking practices. In other words, the credit worthiness of the borrower was still to be considered in the loan process. The CRA was responding to the perception that savings and loan associations and banks were “redlining” low-income and minority areas, in effect denying credit to areas based on their perceived characteristics rather than the actual creditworthiness of individual loan applications.

Some of the cheapest places to live in the world include countries like India, Indonesia, Vietnam, and Mexico. Within these countries, rural areas or smaller cities tend to have lower costs of living compared to major urban centers. Factors such as housing, food, transportation, and healthcare costs should be taken into consideration when determining affordability.

Dower rights are the rights a wife has to the property of her deceased husband. They do exist in the state of Georgia.

Due to objections from the residents, the council decided to rescind their ordinance.

In most states, a buyer can rescind a major purchase under some circumstances.

In Michigan, the legal age to sign mortgage documents is 18 years old. Minors are not legally able to enter into a mortgage contract on their own. Any individual under the age of 18 would need a legal guardian or parent to co-sign the mortgage with them.

"Is Georgia a non recourse debt state?"

Since Florida is not a recourse state, and Florida adopted its laws from Georgia, Georgia must not be a recourse state.

CBW in a survey may stand for "Cannot Be Wrong," indicating that the respondent must select an answer rather than leaving it blank or choosing multiple options. This helps ensure that each question gets a specific response.

No, unless the property was titled in such a way that it prevents the automatic succession to the surviving spouse, which is highly unlikely. In all states a primary homestead by-passes probate procedure and becomes the sole property of the surviving spouse.

It depends on the product being sold and who he calls. Whenever they call me, the closing rate is zero, but I hold them on the phone as long as I can, just to make their lives miserable. They are intrusive and obnoxious, and I try to reflect it all back to them.

All legal contracts are written with the purpose of binding each of the parties. The contract is enforceable against each of the parties. Contracts voided within the terms of the agreement are legally ended, while contracts ended in violation of these terms are breaches often become the subject of further legal action.