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Travel Insurance
Travel insurance is intended to protect the insured from liability or losses incurred while on travel, either internationally or within the insured’s own country. It can cover various travels – business, student, adventure, cruise, leisure and international travel.
354 Questions
Which insurance companies offer backpacker travel insurances in the UK?
Many insurance companies offer backpacker travel insurance, some of the companies offering are Direct travel, Holiday Safe, Essential Travel and many more.
In canary islands in Europe for travel insurance purposes?
The Canary Islands are considered part of Spain and therefore, for travel insurance purposes, they are typically classified as being in Europe. It is important to check with your insurance provider to ensure coverage in the Canary Islands specifically.
Is arthiritis a pre-existing medical condition?
yes, usually it is
Arthritis - Juvenile, Osteoarthritis, Rheumatoid or Psoriatic arthritis, Reiter's Syndrome, Rheumatism.
However, there is a list of conditions to follow e.g. there must have been no hospital admissions within the last 12 months.
What is considered a preexisting condition?
A pre-existing condition is a medical condition that existed before you obtained health insurance. It is significant because the insurer may not cover the pre-existing condition for the duration of the pre-existing condition period. The policy will provide for a stated time period within which it will not provide benefits for the condition.
The pre-existing condition exclusion period varies by insurance company, and also by the State in which the policy is issued. Currently, State law regulates the terms and conditions of insurance policies. For example, some States have disallowed certain types of provisions, including mcertain medical conditions to which they might otherwise apply.
All of that may change if there occurs greater Federal involvement in the regulation of health insurance, but the odds are that new laws will apply only upon the expiration of existing insurance contracts and for the issuance of new contracts after such laws are implemented.
The rationale for pre-existing condition exclusions is that medical insurance works the same way other insurances do: that insurance covers fortuitous occurrences, nor ones that are planned, intentional, or predictable. Stated otherwise, you need to have coverage in place before something adverse happens. An analogy is that just like you can't buy auto insurance after an accident to cover the cost of the accident, medical insurance only covers issues that arise unexpectedly after coverage has begun.
Pre-existing conditions are usually chronic and often costly conditions such as:
- diabetes
- heart problems
- mental illness
- asthma
- COPD
- Hemophilia
- Epilepsy
- Chronic Infections
- a pregnancy prior to coverage
- an injury which occurred prior to coverage.
- multiple sclerosis, etc.
- certain allergies
- certain skin conditions
If you think you may have a condition that might be pre-existing you can ask the insurance company if there are exceptions and if your physician can confirm you have not suffered or been treated for the problem during the time period designated by the insurance company. Some companies may decide they cannot cover you if you are seeking individual coverage (rather than group coverage).
A travel insurance policy will typically cover medical expenses up to the limit that is defined by the policy. In order to ensure that the claim is settled, the policyholder should contact the insurer as soon as they know that medical attention is required.
Yes, unfortunately it is. From my experience of trying to get insurance following a heart attack, they are particularly interested in whether you have your angina under control and how many different medications you are taking. If you had a heart attack recently (ie within the last year), go the BHF website for a list of insurers who will cover you. But you must always be completely honest with insurance - if in doubt, ask them. You do not want to be stuck in a strange country with no way of paying your bills!! In the USA it depends. Most companies will not consider it a pre-existing condition if you are taking a prescribed medication for a controlled conditions and the if the medication and condition have remained stable during the 180 days prior to your travel insurance policy effective date. Also many policies allow you to waive the pre-existing conditions exclusion if you purchase the insurance within 10 to 21 days(depends on the company) of your first trip payment date.
What airport do you fly out of going to US from glascow Scotland?
It depends on where in the US you are travelling to. There are some direct flights from Glasgow to the US but you may have to travel to London to get a wider choice.
Is there any travel agency in England whose name is Global Travel International?
No....it is a scam operation out of Maitland Florida...google it and you will see complaints
How many miles is Virginia to Accra Ghana?
The distance from Virginia in the United States to Accra, Ghana is about 5,349 miles. The city of Accra is the capital of Ghana, which is a country in West Africa.
What is the role of PATA in tourist growth?
The Pacific Asia Travel Association acts as coordination service for travel in the region.
Is it a requirement to have travel insurance to fly?
No. What travel insurance does is allow you to change your plans on your trip or cancel it if something comes up. Every policy is different, so you have to check into it.
Why was slavery important to European countries?
It was a matter of commerce and profit, shipping Cargocreated employment and profit.
Are there any changes to the passport going to and from England and Spain?
If you are a EU citizen you can move between the UK and any Schengen country (inc Spain) on a standard passport.
What does CSEC means in Jamaica?
CSEC means Caribbean Secondary Education Certificate. It refers to a series of Examinations carried out by the Caribbean Examinations Council (CXC).
Do you need Visa for China if you travel to Tibet?
Yes, you will need a special permit, called a TAR, which is similar to a Visa to travel to Tibet. Even if you are already in China, you will need this special permit. Not all are approved.
Can a postman countersign my passport application photo?
No, a postman is not able to countersign a passport application photo. However, there are several other people that would be able to including an accountant, an airline pilot, a journalist, and many others.
What are the components of tourism product?
there are certain elements or you can say ingredients of tourism product. they are the fundamental attractions of tourism they are:
1 Pleasing Weather
2 Scenic Attractions
3 History and culture
4 Accessibility
5 Amenities
