Repossession

The distributor takes the electrical output from the coil and sends it to the spark plug. The rotor is the device that transfers the electricity from the coil wire to the spark plug wire.

The lender would file a lawsuit against the debtor in the appropriate state court(usually circuit or small claims). If the plaintiff/lender wins the suit a writ of judgment will be entered; a judgment can be executed in several ways to recover monies owed. Please be advised, in many states small claims judgments may only be executed for monetary recovery, such as wage garnishment or bank account levy rather than a property lien.

no because i am not ritch

YES, they are allowed to by law and usually the contract you sign gives that in writing.

remove the licence plate, open the tailgate, remove the cover on the pulldown strap, remove the 10mm bolt that secures the strap, remove the panel by prying one of the lower corners and then pulling the panel to release the plastic fasteners. push the panel up toward the top to release the panel from the gate. there is a black panel with about 10 10mm screws in it, remove them all then pull the panel away from the gate. let it hang on the wires attached to it, theyll be fine. inside youll find some studs protruding through, opposite where the panel is. remove the nuts on these also the nuts securing the tailgate lock cylinder, the wire connector on the cylinder, and the wire connector for the lic. plate lights. then (carefully!) take long needle nose pliers and release the plastic clips that hold the panel in place. there are like 6, they are hard as hell to get to and release for a first timer and if you break too many, you have to buy a panel to replace it!

It depends upon the wording of the title. If the names on the title are separated by the word "or" then each person owns the vehicle separately and may take whatever action without the consent of the other owner. If the names on the title are separated by the word "and" then any action concerning the vehicle, sale, possession, etc. must be agreed upon by both parties. Although the law generally assumes that the person who is in possession of the vehicle can remain so unless a court rules otherwise. Disputes over jointly owned vehicles by unmarried persons almost always ends up in litigation if the injured party wishes to recover the vehicle or financial damages incurred because of the situation.

Azim Abujis cousin :)

yes you can register your car the bank can not stop you from registering your car all they can do is try to repo it bare in mind they can not go inside a locked garage or gate to get the car the bank can only come after you civilly they cant even get a cop to get involvedif they are trying to repo it my advise is park it somewhare sfe for about three monthes they will most lkle charg off from my experience once they charg off it takes the repo man out because from how i have seen finance credit debt protcal is i believe they are really sopose to have the car when they charg off,butthey do it get over on the taxes

Obviously, if you can't locate your ex, you can't ask/demand/force anything at all.

Florida

When you say your too broke to pay others back as you promised them you would....your available assets need to be used to pay off those debts...although those people are still hurt (sometimes badly) for your failure. (Because understand, going bankrupt means your not just failing, but a failure.) Now, don't be shocked by this...because heaven forbid something (like paying or performing on your promises) may impinge on your having what you want and feel you deserve...you may have to give up the Lear, the second house...etc.

This usually refers to a car dealer that does their own financing. Because there is often no bank, you would pay the car lot directly.

If your name is in the lien holder place on the title, YES! You are the true legal owner of the vehicle. Contact your local repo agency and explain the situation. Mind you, you will have to pay them to do it... and it varies so I couldn't tell you how much it would be. You must provide them with a copy of the title with your name on it and a form authorizing them to pick up the vehicle.

Lori, did you get the matter resolved?

When you finance or lease a vehicle, your creditor holds important rights on the vehicle until you've made the last loan payment or fully paid off your lease obligation. These rights are established by the signed contract and by state law. If your payments are late or you default on your contract in any way, your creditor may have the right to repossess your car. Talking with Your Creditor

It is easier to try to prevent a vehicle repossession from taking place than to dispute it afterward. Contact your creditor when you realize you'll be late with a payment. Many creditors will work with you if they believe you'll be able to pay soon, even if slightly late. Sometimes you may be able to negotiate a delay in your payment or a revised schedule of payments. If you reach an agreement to modify your original contract, get it in writing to avoid questions later. Still, your creditor may refuse to accept late payments or make other changes in your contract and may demand that you return the car. By voluntarily agreeing to a repossession, you may reduce your creditor's expenses, which you would be responsible for paying. Remember that even if you return the car voluntarily, you're responsible for paying any deficiency on your credit or lease contract, and your creditor still may report the late payments and/or repossession on your credit report. Seizing the Car

In many states, your creditor has legal authority to seize your vehicle as soon as you default on your loan or lease. Because state laws differ, read your contract to find out what constitutes a "default." In most states, failing to make a payment on time or to meet your other contractual responsibilities are considered defaults. In some states, creditors are allowed on your property to seize your car without letting you know in advance. But creditors aren't usually allowed to "breach the peace" in connection with repossession. In some states, removing your car from a closed garage without your permission may constitute a breach of the peace. Creditors who breach the peace in seizing your car may have to pay you if they harm you or your property. A creditor usually can't keep or sell any personal property found inside. State laws also may require your creditor to use reasonable care to prevent others from removing your property from the repossessed car. If you find that your creditor can't account for articles left in your car, talk to an attorney about whether your state offers a right to compensation. Selling the Car

Once your creditor has repossessed your car, they may decide to sell it in either a public or private sale. In some states, your creditor must let you know what will happen to the car. For example, if a creditor chooses to sell the car at public auction, state law may require that the creditor tells you the date of the sale so that you can attend and participate in the bidding. If the vehicle is to be sold privately, you may have a right to know the date it will be sold. In either of these circumstances, you may be entitled to buy back the vehicle by paying the full amount you owe, plus any expenses connected with its repossession (such as storage and preparation for sale). In some states, the law allows you to reinstate your contract by paying the amount you owe, as well as repossession and related expenses (such as attorney fees). If you reclaim your car, you must make your payments on time and meet the terms of your reinstated or renegotiated contract to avoid another repossession. The creditor must sell a repossessed car in a "commercially reasonable manner" - according to standard custom in a particular business or an established market. The sale price might not be the highest possible price - or even what you may consider a good price. But a sale price far below fair market value may indicate that the sale was not commercially reasonable. Paying the Deficiency

A deficiency is any amount you still owe on your contract after your creditor sells the vehicle and applies the amount received to your unpaid obligation. For example, if you owe $2,500 on the car and your creditor sells the car for $1,500, the deficiency is $1,000 plus any other fees you owe under the contract, such as those related to the repossession and early termination of your lease or early payoff of your financing. In most states, a creditor who has followed the proper procedures for repossession and sale is allowed to sue you for a deficiency judgment to collect the remaining amount owed on your credit or lease contract. Depending on your state's law and other factors, if you are sued for a deficiency judgment, you should be notified of the date of the court hearing. This may be your only opportunity to present any legal defense. If your creditor breached the peace when seizing the vehicle or failed to sell the car in a commercially reasonable manner, you may have a legal defense against a deficiency judgment. An attorney will be able to tell you whether you have grounds to contest a deficiency judgment. Remember this repossession will stay on your credit for 7 years.

You do not always need a police report to file a claim.

Yes, and you have already written the best part. "You are still in possession of my XYZ, as we agreed in March. Please return my XYZ to me in good condition no later than November 1. If you would like to keep my XYZ beyond that date, or you cannot return it in good condition, I will expect you to pay me for its loss or damage."

Great Question! You are "pre-planning". Effective crisis management relys on Pre-planning, Preparation and Practice.Each are critical. THE LAW: Generally, it's trespassing to enter someone else's residence without permission or some other legal authority (ie: emergency, search warrant, etc..). Its Burglary to enter without permission AND intend to commit a secondary crime (IE: theft, assault, property damage, etc). Safety FIRST! 1) Do you perceive a threat? Consider the method of entry - did they just walk in the open front door during the afternoon, or break in during the night? What is their demeanor? Are they yelling threats? Are they armed? If you perceive any threat, call 9-1-1 IMMEDIATELYand stay on the line (if safe to do so). If you can, manually activate any intrusion alarm. ** NOTE - Do not be afraid that police will be upset if the incident turns out to be a non-event. Police live by the "Better safe than sorry" principal. And I've never heard of police charging a good-faith resident for response to a disturbance or threats call that later was deemed false. If in doubt, MAKE THE CALL. 2) Get Away. In most cases its best to get away, as in remove yourself from the threat and go to a neighbor's house. (Tip: The intrusion only makes a good story if you survive to tell it.) Consider dialing 9-1-1 as you go then just leave the phone off the hook. Police typically will still respond to 9-1-1 "open lines". If you can't leave (or decide to stay), 3) Fortify and Defend. Close and lock doors between you and the intruder. Arm yourself. Almost anything can be used as some sort of weapon. Besides the obvious guns and kitchen knives - consider an iron, scissors, a floor lamp, a fire extinguisher, even a towel wrapped around someone's head is better than nothing. And don't forget those chemical sprays under the kitchen and bathroom sinks - aim for the face. 4) Get An "ATTITUDE".Mentally be ready for confrontation. I don't mean be a mad-man (at least yet). But know that you are defending your safety and the safety of your family. It's your house, your stuff and your overall quality of life. Defend it. Be dominating. Have the mindset of a respected superhero rescuer - you are not a victim. 5) Loudly Order the intruder "THIS IS MY HOME! GET OUT IMMEDIATELY! POLICE ARE ON THE WAY!"The phrase sets your authority (homeowner); takes away any misconceived "permission" the intruder may have; and confirms a real and timely threat to the intruder (IE: police). It also sets a good foundation for arrest and prosecution of the intruder. Note: Telling the intruder you are armed may in turn cause the intruder to arm himself and prepare a different attack. In either case (Intruder armed or unarmed)he may not know you are armed. You may not want to tell him you are armed - It gives away whatever element of surprise you may have had. ** Step 5 is where honest mistakes are typically ruled out (IE: the really drunk neighbor who just came into your house by mistake or your child who came home from college three-days early). Those people will generally speak up pretty quickly after you make the announcement. If you can, note - The intruder's physical description (height, build, hair color, tattoos, etc...), - what the intruder is wearing (clothing & jewelry); and, if they leave, - the intruder's method and direction of travel, ie: "running north on main street" The descriptions will aid law enforcement in identification and apprehension. REMEMBER: SAFETY FIRST!!!

Sounds like you are getting into the nitty-gritty of repo...check the codes below...

Arizona

TITLE STATE: Yes SECURITY INTERESTS: Shown on title, title mailed to debtor, lien-holder record mailed to lien-holder. LICENSE REGISTRATION: The Arizona Department of Transportation, Motor Vehicle Division, 1801 W. Jefferson, Phoenix, Arizona 85007. Tel:(602)255-7011. RECOVERY REQUIREMENT: As per UCC, repossession allowed without committing a breach of the peace. DOCUMENTS REQUIRED FOR LIQUIDATION: Arizona Lien-holder record or out-of-state title, AZ MVD "Affidavit of Repossession/Bill of Sale" form and vehicle inspection if vehicle not previously registered in Arizona. PLATES: As of 01/01/02 - plates now belong to the registered owner of the vehicle. They remain with the debtor. ArizonaRevisedStatutes FormatDocument <a href="http://www.azleg.state.az.us/ars/13/01813.htm ">azleg.state

As long as you don't have any outstanding warrants or unpaid tickets, the answer is no. Usually you are given a ticket for expired tags and given an order to have your tags updated or arrange something with your DMV to get your vehicle registration in order.

You may be able to determine this from the VIN located on the driver's side at the base of the windshield. You will need to give this number to the dealership and they may be able to translate it for you.

BMW

Neck Ties Neck Ties

This is called impounding.

Yes, its called a trade-in, but may not be a good deel