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Repossession
Seizure of property bought on credit for which loan payments are not being received. Please note that when asking a car repossession question, it is often useful to include the state that you live in. This will enable people to give you better answers.
11,694 Questions
Where do you call to have liens removed if a lien cannot be contacted?
i would like to know how do i get a lien remove from my title when i have filed chapter 13 and i was discharged. The company went out of business. But they forward the account to another firm and they cannot find not information
Do i pay expired tags ticket in another state?
Otherwise that state will issue a warrant for your arrest for failure to appear or pay the fine.
Otherwise that state will issue a warrant for your arrest for failure to appear or pay the fine.
I'm buying a car
I'll get it tomar
as best as i can tell
it's supposed to be red
according to Fred
and I'm driving it straight to hell----o, how are you today?
If it wasn't found ON a particular person a lot can depend on on WHERE it was found. First of all: the driver is always presumed to be the one in control of the vehicle and everything in it. However - if the contraband was found closer in proximmity to the passengers side, the passenger might be charged with it. If it was found someplace where either of them could have had access to it, then they both could be charged with what is known as "CONCURRENT possession" meaning that it can't be determined whose it was, but since it was illegal and both had access to it, they BOTH are charged with having it in their control.
Can a debt collector repo your car is they are not lienholder on title?
No. To be able to repossess any of your property, they must hold a lien on it. If they have no lien on it, they have no right to repossess. Their only option is to take you to court.
Is there anything that is good for you?
A LOT is good for you!!! You can eat fruits, veggies, and diet/low sugar/low cholesterol/fat free foods. Anything like that will help. Cut down on the amount of junk foods you eat. You can eat them once in a while, but don't CRAZE over it. Exercize is ALWAYS the answer. Enter your local gym or just work out at home.
Any repossession will appear on a credit report, voluntary or not. Where it makes a difference is when the potential new lender calls the original lender and finds out the situation. Lenders don't like vehicles being turned in, but it's like paying taxes, even though it is not what is desired, it happens. Calling them won't necessarily make them mad but be ready for them to try to talk you into keeping the vehicle.
You were sentence in 2002 and a lien was put on your home how can you have it removed?
Simple ... pay the amount due that was owed before the lien was placed. Of course, when (or if) you ever sell the house that has a lien against it, the lien will be paid first out of any profits before you are paid. If the home sale doesn't yield enough cash to satisfy the lien, they you are then bound by law to make up the difference.
Just pay off the lien as soon as you can ... get a second and/or third job if necessary and retire that odd amount you owe - then you can live in better comfort knowing that there isn't that lead cloud over your heads all the time.
Does vehicle repossession begin at 60 days?
When you finance or lease a vehicle, your creditor holds important rights on the vehicle until you've made the last loan payment or fully paid off your lease obligation. These rights are established by the signed contract and by state law. If your payments are late or you default on your contract in any way, your creditor may have the right to repossess your car. Talking with Your Creditor
It is easier to try to prevent a vehicle repossession from taking place than to dispute it afterward. Contact your creditor when you realize you'll be late with a payment. Many creditors will work with you if they believe you'll be able to pay soon, even if slightly late. Sometimes you may be able to negotiate a delay in your payment or a revised schedule of payments. If you reach an agreement to modify your original contract, get it in writing to avoid questions later. Still, your creditor may refuse to accept late payments or make other changes in your contract and may demand that you return the car. By voluntarily agreeing to a repossession, you may reduce your creditor's expenses, which you would be responsible for paying. Remember that even if you return the car voluntarily, you're responsible for paying any deficiency on your credit or lease contract, and your creditor still may report the late payments and/or repossession on your credit report. Seizing the Car
In many states, your creditor has legal authority to seize your vehicle as soon as you default on your loan or lease. Because state laws differ, read your contract to find out what constitutes a "default." In most states, failing to make a payment on time or to meet your other contractual responsibilities are considered defaults. In some states, creditors are allowed on your property to seize your car without letting you know in advance. But creditors aren't usually allowed to "breach the peace" in connection with repossession. In some states, removing your car from a closed garage without your permission may constitute a breach of the peace. Creditors who breach the peace in seizing your car may have to pay you if they harm you or your property. A creditor usually can't keep or sell any personal property found inside. State laws also may require your creditor to use reasonable care to prevent others from removing your property from the repossessed car. If you find that your creditor can't account for articles left in your car, talk to an attorney about whether your state offers a right to compensation. Selling the Car
Once your creditor has repossessed your car, they may decide to sell it in either a public or private sale. In some states, your creditor must let you know what will happen to the car. For example, if a creditor chooses to sell the car at public auction, state law may require that the creditor tells you the date of the sale so that you can attend and participate in the bidding. If the vehicle is to be sold privately, you may have a right to know the date it will be sold. In either of these circumstances, you may be entitled to buy back the vehicle by paying the full amount you owe, plus any expenses connected with its repossession (such as storage and preparation for sale). In some states, the law allows you to reinstate your contract by paying the amount you owe, as well as repossession and related expenses (such as attorney fees). If you reclaim your car, you must make your payments on time and meet the terms of your reinstated or renegotiated contract to avoid another repossession. The creditor must sell a repossessed car in a "commercially reasonable manner" - according to standard custom in a particular business or an established market. The sale price might not be the highest possible price - or even what you may consider a good price. But a sale price far below fair market value may indicate that the sale was not commercially reasonable. Paying the Deficiency
A deficiency is any amount you still owe on your contract after your creditor sells the vehicle and applies the amount received to your unpaid obligation. For example, if you owe $2,500 on the car and your creditor sells the car for $1,500, the deficiency is $1,000 plus any other fees you owe under the contract, such as those related to the repossession and early termination of your lease or early payoff of your financing. In most states, a creditor who has followed the proper procedures for repossession and sale is allowed to sue you for a deficiency judgment to collect the remaining amount owed on your credit or lease contract. Depending on your state's law and other factors, if you are sued for a deficiency judgment, you should be notified of the date of the court hearing. This may be your only opportunity to present any legal defense. If your creditor breached the peace when seizing the vehicle or failed to sell the car in a commercially reasonable manner, you may have a legal defense against a deficiency judgment. An attorney will be able to tell you whether you have grounds to contest a deficiency judgment.
I would like to know how to take owner ship of a vehicle that has been abandoned. I can no longer locate the person who left if in my position. I would like to know if I can file a lien against the car.
What is the length of time Florida creditors have to contact you after a repossession?
start here http://licgweb.doacs.state.fl.us/recovery/violations.html Why would they need to conttact you??
In the Cook Islands, blue laws were first written legislation, enacted by the London Missionary Society in 1827, with the consent of ariki (chiefs). In Tonga, the Vava'u Code (1839) was inspired by Methodist missionary teachings, and was a form of blue law. In Niue, certain activities remain forbidden on Sunday, reflecting the country's strong Christian heritage.
Can the no claim bonus be transferred from 1st owner to 2nd owner?
No - because the no-claims bonus is issued to the current owner and is not transferrable to a new owner.
If you bought a motorcyle with a down payment can it be returned within 48 hours?
On any contract purchase, you have 3 days to back out and get your money back.
If you got the new arrangements in writing, no, unless the new arrangements stated that repo would happen if new arrangements were not met in timely manner. If nothing in writing, arrange to get your personals out of the truck.
You could try but I doubt you would prevail. What liability do you think the leinholder has in the accident? You need to sue the driver of the car that hit you.
A creditor can ask for anything. The question really is whether or not it is likely that the request will be granted. I assume since you have made all of your payments per the plan, you have proof of such in the form of cancelled checks, bank statements, money order receipts, etc. If the payments are going to the trustee and then to the creditor, then you should find out whether or not the trustee has released the money to the creditor. Now, what you will need to do is hire a lawyer to file an objection to the motion for relief of stay and take your proof with you. It is unlikely that the stay will be lifted, however, you should not assume that it won't and do nothing.
What is the record mpg for a car?
To answer this question, you must first define the meaning of the word "car". If you use the loosest definition, then I believe the following answers the question.
In the mid-nineteen eighties, the Guinness Book of World Records' record was held by an experimental Mercedes Benz, that if I recall correctly, used a single cylinder engine of about 49cc that was cycled on and off at full throttle so the "car" vacillated between about 25 and 30 mph. (Contrary to popular belief, internal combustion engines are most fuel efficient at WOT (wide open throttle) because the point of greatest inefficiency in the case of a gasoline engine is the pressure drop across the throttle plate (which is at a minimum at WOT), next followed by the friction (drag) of the piston and piston rings. This latter point explains why, excluding extraordinary circumstances, vehicles with fewer cylinders (less piston/ring drag) exhibit greater fuel efficiency than the same vehicle with more cylinders.) The experimental Mercedes "car" had two wheels, fore and aft (similar to a motorcycle) and two wheels side by side (similar to "training wheels" on a bicycle). Once in motion, the "training wheels" would retract like the landing gear on an aircraft. The body of the car was completely streamlined, and resembled a fiberglass torpedo with a sizable vertical aerodynamic stabilizer in the rear. Using this configuration, Mercedes, as documented by the Guinness Book of World Records, was able to extract 2,400+ miles out of one gallon of gasoline (yes, 2,400 MPG).
Very soon after this, another competitor, and I do not remember the brand, beat Mercedes with a similar design, at somewhere around 2,700+ mpg. Mercedes, always wanting to be known as The Best, quickly threw more money at the program, and improved their design to attain over 3,000 MPG.
I was unable to find information on any additional work that has been done, subsequent to the completion of the above work.
As I said, the above record takes a special interpretation of the word "car", but it is nevertheless a useful study in that it does show what manufacturers are capable of if they are allowed to pursue the goal of highest mpg without any restrictions, most notably EPA emissions and DOT safety requirements.
- George
McLean, VA
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Shell Oil company has been hosting a yearly competition since 1939 called the "Eco Marathon." Surprisingly, they give very little press release to this event, and even their web site has limited information on this event. According to Shell, the current record holders are:
The current Prototype Internal combustion-engine record was set in 2004 by the team from Lycée La Joliverie (France), whose car ran the equivalent of 3,410km on a single litre of fuel.
The current Prototype Fuel Cell record was set in 2005 when the hydrogen-powered vehicle built by ETH Zurich (Switzerland) ran the equivalent of 3,836km on a single litre of fuel.
The current UrbanConcept combustion engine record was set in 2008 by the Luleå University of Technology, Sweden driving 299 km/l and the UrbanConcept Fuel Cell record was set by De Haagse Hogeschool (Netherlands) whose car ran the equivalent of 848km on a single litre of fuel.
The climate-friendly Grand Prize given to the team that produces the fewest CO2 emissions from wellto wheel was set by the Luleå University of Technology, Sweden with the equivalent of just 6.15 grammes per kilometer. (6.15g/km)
The five standing records established during the event were (previous records follow in parentheses):
Microjoule, St Joseph La Joliverie, 3,771km/l (3,582km/l 2009; 3,410km/l 2005), IC Prototype
Solar Car Solutions, Lycée Louis Pasquet, 665km/Kwh (644km/Kwh 2009, 570km/Kwh 2008), Solar
Team NTNU, Norges Tekiske og Naturvitenskapelige Universitet, Norway, 1,246km/l, best overall UrbanConcept fuel consumption (848km/l 2008)
FL Smith Roadrunners, Technical University of Denmark, 589km/l in an internal combustion UrbanConcept (306km/l 2007)
Team NTNU, Norges Tekiske og Naturvitenskapelige Universitet, 2.6g/km, lowest CO2 emissions for UrbanConcept (6.15g/km 2008)
website: http://www.shell.com/home/content/ecomarathon/about/current_records/
Marc,
Santa Fe, NM, USA
What are the most sold cars in the US?
Toyota Camry. As a whole company Chevy product. For tucks, its ford f-150.
The word additive means a substance added to something in small quantities, typically to improve or preserve it. I hope this helped! <3 (:
What happens when someone cosigns for a bond that you have to make payments on and you don't pay?
Then the cosigner is responsible for paying. most plases uses caladeral like a car or house, if the bond is not paid the car or house is taken
How long does it take to get a writ or replevin to be served to take a car?
The length of time will depend on whether or not the opposing party opposes the writ. If not, you might be able to get the order at the first hearing. If not, it could take months or years.
Can a lien or judgment be placed against a 100 percent permant and total Combat Veterans home?
Depends on the state that you live in. Talk to an attorney, if the collection people dont believe you're disabled.
