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Repossession

Seizure of property bought on credit for which loan payments are not being received. Please note that when asking a car repossession question, it is often useful to include the state that you live in. This will enable people to give you better answers.

11,694 Questions

Upon signing a contract where it says Primary Buyer and Co-Buyer where is a Co-Signer supposed to sign?

Cobuyer, cosigner, they are the same thing. Wherever you sign as co-signer you should be aware that if the primary borrower defaults on payments you will be held equally responsible for paying the loan.

What does the re-stricter plate look like?

the restrictor plate is usually located inside of either the exhaust pipe, or manifold. it will typically look like an inset washer, and is used to restrict air flow from the header and to create backpressure on the engine, thus impeeding performance.

How do you answer summons?

You don't really answer the summons, you answer the complaint that comes with the summons. The complaint will have individual paragraphs making general factual allegations, such as "defendant signed a promissory note on a car loan for $5,000." You have to write an Answer that addresses each individual allegation. They should be in numbered paragraphs to match the paragraphs in the complaint. You will either admit some allegations if they are true, deny some that are untrue and simply leave plaintiff to prove ones you are unsure of. You are also expected to raise affirmative defenses yourself. If you do not know them you should check with a lawyer to see if any apply. The danger in not raising affirmative defenses is that you might not be able to use them in your defense at a later time.
A Summons is served with a Complaint by a process server. Process is served according to the civil procedure laws of your State. Once you are lawfully served, you are considered to be on notice of the pendency of the lawsuit, even if this is constructive notice only.

The Complaint specifies the specific counts in and of the lawsuit, and asks for relief from the court. State civil procedure laws vary, but there is a limited time in which to serve an Answer on the opposing party, usually on the order of two to three weeks. If you fail to file an Answer in that time, you will have a default entered against you.

Retain an attorney at law to draft an Answer, as this is a court pleading that only an educated and experienced practitioner will know how to fully and effectively draft, file and serve. Do not prejudice your rights by being dilatory or failing to act.

If you receive a summons in a criminal matter, immediately retain an attorney at law specifically experienced in criminal practice.

Why are food courts good?

there is good food and more things to choose from

Why does my motorbike keep cutting out when i put it in gear?

Answer

Does it have a safety "kick stand" switch?
It a wire grounding when you sit on it?
Loose coil wire?

Does it cut out no matter what position the throttle is in? In other words, will it stay alive if you pull in the clutch, keep the revs of the bike up, then click it into gear?

If so, this might be a clutch issue, such as a grooved clutch basket not allowing the plates to separate enough. An easy fix, if you know your way around an engine. If not, I suggest taking it to the dealer. Otherwise, try the easy fixes first, play around with the barrel adjusters on your clutch lever and see if it goes away. If it's cold outside when this happens, try running a slightly thinner transmission oil to keep the clutch pack from sticking together.

You have a used car that broke down i month after you got it you want to voluntarily repo the car but the finance company doesnt want it because it doesnt run what can you do you owe 1700 on it?

There is no such thing as a "Voluntary Repo". You borrow money to buy something , you owe the money period. If you turn the item over to the bank or finance company it doesn't take you of the hook. The bank or finance company will auction the car and you will still be responsible for the difference in the amount it sold for and the amount you owed, plus handling and fees. Even then you credit is still shot to He-- . It is not the finance companies problem that the car broke down . Your beef would be with the dealer you purchased it from. I suggest you continue to make your payments and work hard to repair the car so you can get some use out of it.

Can you lose your house after a judgment was put on your house and you have been making payments but now they want the full amount?

Depends on the wording of the contract you signed. Sometimes the ciontract has a clause stating the bank may request all payment to be paid immediatly. I've never heard of it actually happening before though.

How to get rid of a car when lien holder died?

You need to obtain a release from the estate of the lien holder. Which means you have to satisfy the lien. That should allow you to obtain clear title.

What in a writ of replevin?

A replevin writ is a court order granted to a complainant to recover goods that have been unlawfully taken or retained. In some instances, the complainant will be required to post a bond before the order is granted.

Is he cheating he calls her to pick him up if you fight and spends the night at her house uses her car she gives him money and puts time on his phone I cant talk if she calls and Im are around?

he swears they are just friends but she buys him clothes and smokes and he is always driveing her car. He can only come to see me when she is at work, he is always to busy when she is off work. He buys me things more now that we are broke up but he has no job (now). She has put time on his cell phone and he still wears my ring on his hand. Tell me I'm not crazy i just know that he is playing us both and that he is cheating

How do you continue a canceled download?

You don't. Canceled means you never downloaded whatever you were downloading.

Should you do a voluntary repo if you are not in arrears?

Hal, you BEST option is to sell one of the cars. But you're upside down, right? Get the best price you can for it and borrow enough to pay the loan off. Do it NOW before you get in a real bind. yes, you will be paying for a car you DONT have but you will also be KEEPING your good credit.And doing it with a smaller note without creditors calling you, ect. The lender is going to want the balance due on the loan after you VOLUNTARY repo and they sell it. Not pretty is it? It is BEAUTIFUL compared to what you will get after a repo. Face this head on and win. Put your head in the sand and lose. Good Luck

How should i Buy used motorcycle from individual who still owes the bank?

Depends on how much they owe on the bike and if the price of the bike includes pay off to their bank and you get the title. If there is a lean holder on the bike and after you buy it you don't get a title then no I would not buy the bike.

How do you find out if your car is going to be repossessed in Arizona?

If you are more than 1 payment behind rest assure it will be repossessed. The way to prevent this is to catch up on your payments ASAP. Default on the loan agreement you signed, and they will repossess the vehicle. They will then sell the vehicle and you will pay the difference in what the vehicle sells for and the balance left on the loan. They will sue you for the balance, and you will pay. Your credit will then be ruined for 7 years. Avoid this if there is any way possible. Talk to the lender and see if something can be worked out. You do not want the car repossessed.

How was doubtful sound named?

Doubtful Sound got it's name from Captain Cook. Doubtful Sound got it's name from Captain Cook.

If you are terminated from your current job will you lose the money you had them hold in your hsa flex spending?

There is no such thing as a Health Savings Account Flex Plan. You either had a Health Savings Account (HSA) or a Flexible Savings Account (FSA).

If you had a HSA the money is yours to keep, whereas any money in the FSA is kept by the employer.

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